Auto Accident Personal Injury Claim, how much is it worth out of court?
I was in an auto accident where the other driver ran a stop sign. She was issued the ticket and declared at fault, I have a witness who has given a recorded statement to the insurance company to that fact and also on the report for the police. My two small children were in the car but the main impact was on my side and door. I went to the hospital as soon as I could after (when husband came home because my car was towed) Damages on car are 6,000.00 and so far it looks like med bills will be over 3000 easy. I have an MRI next week but we think it is a bulging or herniated disc in my back. I also had whiplash and head problems from head hitting window (nothing serious, but blurred vision and headaches). I have been out of work 3 wks already and can’t do much at home ( I am a homemaker by day and hair stylist by night and weekend) I can’t stand for long or even sit up for long. Anyone know what we can expect?
I am not looking to get rich but I am looking for what is fair. This was completely the other drivers fault and I have proof in the form of a witness and her ticket. My father is a lawyer but he doesn’t do this sort of case much anymore so he said he would refer me to someone if he thought we would be better off than with just the insurance company.
Tagged with: auto accident • blurred vision • damages • google • hair stylist • headaches • Herniated Disc • homemaker • insurance • insurance company • lawyer • proof • script type • stop sign • text javascript • whiplash • witness • wks
Filed under: New York Herniated Disc Lawyer
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you can expect them to pay you actual cash value for the car if its totaled or the amount to repair, a rental car to be provided to you until the car is fixed, your medical bills to be paid 100%, any lost wages due to being out of work from the accident. now, depending on what your injuries actually are will determine what they may pay you in pain and suffering. unless you lost a limb or are permanently disabled you will get a modest amount. make sure you do NOT sign any waivers until bills are paid and you are completely better. you could get an attorney BUT sounds like there is no need in your case unless you just like giving away your settlement money. just talk to the adjuster and be patient. that alone will go far with the adjuster.
well, lets see. 100, 000. if you died, 50 000 for loss of a limb, 25 000 if you were in a coma for three weeks or more, or 5000 if you got a lil booboo and headache like you describe–plus loss of wages. figure 6000 minus attorneys fee-33 an a third. your looking at 4000 if your lucky and you don’t sound to lucky to me. take mass transit and stay off the roads for awhile. your the reason insuranse is so much in this country
Without an attorney’s intervention? Probably just the cost of your medical bills (the ones that they find were necessary) and another thousand or two for your pain and suffering. You will not get a good result from the insurance company; they are in the business of paying out as little as possible. Plus you have to sign a waiver giving them access to your medical records, and they will use that to search your past records to find evidence of past injury or complaints of pain to the same area (like headaches in general), which they will use to argue that you weren’t injured from the collision.
You will most likely end up with more money at the end of a lawsuit (whether it goes to trial or settles), but you’ll have to wait a lot longer to be compensated.
I worked in a chiropractic office which specialized in personal injury cases. Believe me when I tell you. The best thing to do is get an attorney and you might actually get something in your pocket. Truthfully, insurance companies are in business to make money, not pay money and you are no exception. They will do all that they can to not pay and will only pay enough just to say they owned up to an obligation. Sweetie please do not go at this alone, outside of court or without proper representation. The insurance company will truly run you through the ringer! Sometimes it’s worth sharing a little of your fortune instead of trying to get it all for yourself!
It depends on the other drivers insurance coverage. You should call your insurance co, report the claim, give them all the details of the other party and ask if you can start getting medical treatment and if they will pay and then subrogate against the other parties insurance.