How difficult is it to switch insurance after a bad injury?Should she still quit her job?
Monday, October 12th, 2009 at
5:24 am
My friend is moving to TN from FL. Her brother was badly injured in a four wheeler acident. Only two weeks out from loosing their current Health insurance. Process of moving, will she still be able to quit her job?
With Health First insurance in FL, how difficult is it to switch insurance after a bad injury?
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Filed under: Spine Injuries And Treatment Options
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If currently insured on a group plan, look into COBRA coverage offered by the employer for those living in TN. If COBRA is not available, then Portability coverage is the next option.
It will be difficult to obtain individual coverage for those with serious pre-existing conditions. It would not hurt to apply for individual coverage in any case to see if the brother would be accepted. Realize though that if he accepts the policy he loses the right to COBRA or Portabilty.
I does not more knowing about how difficult to switch insurance after a bad injury!
may be you can find more about insurance in metnic.com is recommended. I hope metnic can help your problem of Insurance get your information of insurance you need
Depends - no private insurer is going to cover medical treatment/pt from this accident. But if the parent is getting a new job, and there’s a lapse in coverage less than 63 days, then the new insurer won’t exclude this.
But siblings can’t list siblings on their own health insurance, so the question is, who insures the brother now? And does she have her health insurance through her job?