I rear ended a car at an intersection as the car stopped for a green light. I was at fault. The police and ambulance came, but everyone declined medical services. Both me, police and fire asked the other driver multiple times if the driver was fine and the driver said he was. The driver and I both drove our cars home the scene. What are rulesa civil suit for injuries and stuff? Since the driver said he was fine than he waived his rights? I am only worried about a civil suit as insurance will cover all else.

A minor fender bender occured, scratched bumpers on both cars, the police came to the scene insurance information was exchanged, no injuries documented. Can the other party claim personal injury/whip lash at a later date?
Thanks for the response – is there is a time limit on how soon the claim has to be submitted?

I live in a fault-based, or “tort liability" state. I have all the usual auto insurance, including 00 per person medical payments and 000 bodily injury liability.

If a passenger in my vehicle is injured in an accident that is my fault, and that passenger does not have health/medical insurance, and the hospital bill for that passenger’s injuries exceed ,000,- then I presume that passenger would want to sue me to recover the difference between their actual medical costs and the 00 my insurance paid.

What kind of insurance would cover me if I were sued under these circumstances? Should the bodily injury liability insurance kick-in? My agent says no,– that is for passengers in other cars, not in my car.

But it seems to me I should have some kind of insurance to cover this scenario. I mean after all, if that’s the case, I should never carry a passenger unless I first verify they have adequate medical coverage in case of an accident?
As a follow up to my question- in this case the passenger is a family member, but not a family member that lives in my house. Should that make a difference?

I got into an auto accident 2 weeks ago. I failed to stop on time because the flip flop I was wearing got stuck between the pedals so I couldn’t hit the break on time. The cop decided to give me a wreckless driving ticket for it. Everyone around me and I think the accident was my fault but I do not believe I was driving wrecklessly. I mean I wasn’t speeding, I wasn’t switching lanes to lanes to pass other cars, I just don’t understand why the cop gave me a wreckless ticket so I want to fight the case to drop my wreckless ticket. It is my first auto accident and I would like to know if I should be hiring a lawyer to fight the case legitimately.

I have a 2004 Cadillac Escalade that I got in an accident with. The damage is ,400 and there is ,000 left on the payoff. I found out my insurance cancelled the month before because my debit card number on file changed, and I was out of town didnt get the notice etc. Doesnt the lienholder automatically put coverage on the car when they receive notice of insurance cancellation and isnt it retroactive to the day of the cancellation? And if so, do they just sell it wholesale as damaged and pay off the lien or is it actual comp and collision insurance and I may get the car back?
To answer some of the questions. Yes I did get a letter that they placed comp and collision on my premium payment. I am not in "default" as someone said, my payments are current and could easily pay off the ,000 balance thats not a concern. California requires uninsured motorist coverage so the others are covered and they were both parked cars with nobody in them. So no liability. I already gave a check for ,500 each and got a release. Im not worried about that. Im just curious if I should give the body shop a check tomorrow for ,400 to fix it or if the comp and collision the lienholder put on will cover it.

Was rear-ended by lady in Louisiana involving 4 cars.No serious injuries, except me for whiplash and lower back. Seeing chiropractor for eight weeks. Expect med bills to be about 00.00, car repair 00.00 and lost 2 killer future jobs because of this, now unemployed and broke.Defendants insurance is Allstate. Any idea what to expect for settlement?
I was on my way back from being hired by GE in HOUSTON, but had to turn it down because of injuries.

I live in New Jersey and about five months ago I received a DWI. I was driving home, swerved to avoid a deer, and hit a tree, totaling my car. Turns out, I was also above the blood alcohol limit.

Here is my question. I lost my license for 7 months and my insurance company claims I still have to pay car insurance even though I no longer have a car to insure. My lawyer says that insurance insures cars, not people, but my agent insists that there is some law in NJ that says if you live with someone who owns a car and has insurance, you are likely to steal their car and drive, and so you must pay car insurance during the duration of your suspension for that inevitable theft. I’ve never heard of that before. I have no car to insure, and no license, I’m not going to drive. Why should I pay insurance on a car I don’t own? I was wondering if anyone else can help?

Thanks
Rob

i was driving a dodge 2500 on the highway when there was a sudden stoppage of cars in front of me, this was normal and i hit the brakes hard, they slowed me down to 10 mph but suddenly gave up stopping? i hit a mercedes in front of me and i cant afford to just pay the person for the damages to their car so i have to go through insurance. They said the accident is my fualt , even with the brake failure. Is this right?

I have the truck in the shop getting looked at right now so i can have a statement for my insurance company.

There is deffinatly something wrong with the brakes becuase now the pedal is very soft and i cannot lock the wheels or get them close to locking.
I took the car to the mechanic and he found a faulty master cylinder, he said it has likely failed just previous to the accident as it has not leaked much fluid at all.
and to my fortune, the cop saw the accident, and said i was following at about 10-14 car lengths.
idk about you but thats pretty far to not be able to stop

I wrecked it and believe I have totaled it. When I spoke with my adjuster I told her it was a salvage titled car she asked how long I had collision on it. I told her since day one she said they usually don’t insure salvage titled cars. I have been paying my preium never had a laspe. Are you suppose to pay more for salvage insurance or less? I believe they are going to give me salvage pay off but if I’ve been paying for clean tiltle price and the insurance company didn’t look it up what can I do legally? I told my agent when I got the car that it had been totaled. I have never wrecked a car so I’m not sure what to do or what to settle for.
I live in North Carolina if that helps with info.

Please take time to read my story…
Hi, I just got a car accident 2 hours ago. I stopped at the yield sign because the cars were driving by, but then a car behind me just crashed into my car. I got out of the car but then the driver waved his hand angrily and told me to move the car the the side lane because cars are in the back. I was sitting in my car because of my neck pain, and he walked up to me. I opened the window but instead of saying are you okay? or i am sorry, he just said there is nothing wrong with your car. He told me to come out of the car. I came out and he showed me the place the crashed into and said that there’s no mark so your car should be fine and he must leave now. I asked him to give me his insurance and license number but he looked at me as if he just heard most ridiculous thing ever and said that there is no reason for him to provide any information to me because my car is in perfectly fine condition. I kept asking but he refused. Instead he gave me his phone number and just drove away. I memorized his plate number. I couldn’t call cops because I was on my way to go fix my cellphone. Right now my back and neck is in pain right now. I called my insurance company and provided all the information i had. I also called the lawyer and the lawyer told me that I must get payment for my injury, getting my car checked up, and time I must spend to do all these things. Lawyer told me that it would be hard case for me because since my car does not have any damage, there is no evidence, and I was not able to get his insurance company number and registration number. But now I kind of feel that I would have to pay more money on the lawyer because this is such a minor injury and collision. I don’t really want to spend my money on lawyers. Doesn’t your insurance company take care of all these or do I need a lawyer for this case? Thank you very much

I’m thinking about ending my collision insurance. I only buy used cars that are about 3,000 dollars and if I get in an accident, it’s not a big deal for me to re-buy a car for that price (not that I have alot of money though).
What I’m trying to figure out:
So collision insurance means that I’m not covered if my car gets hit-but if I’m at fault or not and I hit a car, then do I have to pay out of pocket since I don’t have collision insurance (but I still have car insurance)???
Will I save much if I take away having collision insurance?
And will I save much if I

I was the front car of 5, I’m the only one who didn’t hit someone. There is damage to my car that nobody is offering to pay for, including a doctor’s bill to get my daughter checked out. Is a lawyer really necessary? It wasn’t bad enough to sue, so I don’t see a lawyer taking my case on for free. And I can’t afford to pay one.
Actually it might not be the fault of the person who hit my car, since they were pushed into our car by the car behind them. The police couldn’t tell me who would be at fault, so it’s definitely not that clear cut. And I was specifically told not to ask for insurance information, and that the ins companies would fight it out.
I forgot to mention that I was at a complete stop waiting for the car in front of me to make a left turn when I was hit. I think the next 3 cars behind me were doing the same thing, and the last guy didn’t stop in time.

Should we consult an attorney about a car accident my husband was recently involved in to make sure we get the max amount we deserve? I’ll try and give you as much details about the accident as possible.

What happened: My husband was driving home from work when 2 cars came to a stop in front of him, he stopped about 1 1/2 car lengths behind them as they were waiting to turn left, about 3 seconds later a large SUV rear-ended him dead on pushing him into the van in front of him and totaling our car. He went to the ER right away but haven’t gotten the x-rays back yet. We won’t get the police report for a few more days still but it was DEFINITELY the woman’s fault. My husband is under DR’s orders to take off 1 week, and then light duty for 1 week (possibly longer after we find out the results of the x-rays), he is feeling anxious because of missing work and we have no savings so we’re stressed about bills, we have a 5 month old and he cannot help me at home, and is afraid to drive now.
Oh yes and my husband drives for a living so him being afraid of getting into another accident is taking a toll on his work performance capacity.

Mainly we want the woman (or her insurance company) to pay: the remainder of our loan, my husband’s present and future medical bills regarding these injuries, lost wages, loss of ability to provide household serivces, loss of use of property (ie the car), pain and suffering (for his physical pain, mental suffering, and emotional distress), a rental car that is comparable to our totaled car until this is settled.

Also we know that the woman has insurance and it is up to date as we have already contacted her insurance as well as ours about this accident.

So do I have a case, should we get a lawyer?
our insurance co offered us about 14k for the car, but we owe about 16k on our loan as we’ve not had this car not even 2 months. When we purchased the car we didn’t get GAP so there is around 2k that will be left on the loan if we accept this.
he was at a dead stop and the woman was going 55mph when she hit him, that is why he was pushed so far. The police officer walked the skid marks from our car and he was pushed 10 feet (I guess that’s about 1 1/2 cars length right?)
this is what the car looks like now,

http://s223.photobucket.com/albums/dd204/astolateinfanite/car%20accident/

and yes I am telling 100% of the truth, I feel bad for the women who hit him as she seemed very upset but we are newly married with a young baby and had worked hard for our car and life only to have it jeopardized by this womans negligence!

I hit a pole the other day with the side of my truck. There were no other cars involved and there are just a few scratches and one big dent. If my insurance company (Allstate) pays to fix it under my collision coverage will my rates go up?

I know I have to pay the deductable – just wondering if my monthly payments will be higher.

I’m 20 yrs old, I got my first DUI like a few weeks ago..I was driving while high they say..I wasn’t drunk at all but high so they say. When I took a breathalyzer it came back 0% Should this look better for me? They said they found a little under a gram of marijuana in my car..I was ticketed for missing headlight (didn’t even know, was the real reason i got pulled over, failure to yield, no insurance, no seat belt..all BS because they never asked for my insurance..there were NO cars on the street and our seat belts were totally on..Judge said he they wouldn’t appoint me a public defender because I wouldn’t be at risk of serving any jail time anyway..and he gave me time to find a lawyer or to defend myself..I said i would get a lawyer but I’m just wondering how much that will cost my parents..Ive heard crazy stuff like ,000..Sounds utterly insane! I wasn’t even drunk…I live in Memphis, tn..Can anybody give me any ideas of how much this will cost? Because I mean if it costs even ,000 I’m just going to defend myself because that’s just ridiculous..I doubt that much worse would happen if i DID defend myself..Someone told me at the level court or something it wont go on my record or anything like that anyway so there’s no way in hell i would give an attorney that much freaking money..Can someone help me out here