I was the passenger in a car accident in Febuary and ended up with a fractured hip and dislocated it also. I had to have emergency surgery and have pins and plates put in. I am an army reservist and i also had a civilian job. The doctor is says i pretty much cant do anything and now i have to have a full hip replacement. I havent been able to work since febuary and the insurance company of the person at fault said they can only offer 250000 dollars to cover the first surgery and the first surgery was a little over 68000. Im not being compinsated in any way shape or form and its been over 2 months. im even having to pay out of my own pocket for the monthly doctor visits. And the insurance company said i have to find my own sources for the second surgery. Im currently not insured. Because of this accident i might very well be getting a military discharge also. I havent had any source of income since the accident or anything. Is there more that i should be entitled too other than what the insurance company said they could cover? or am i pretty much screwed? There were no other cars involved. the person at fault was the driver and he lost control on the interstate and hit head on into the concrete median..

I recently got into a bumper to bumper car accident in CA, where I think it was a 50/50 responsibility of me and her. The dent on both of our cars is evident, but not all that bad. I was called by the driver’s insurance company to get an estimate of the cost of repairs to fix my bumper and then to send it to her. My question is should I look for places that charge the most amount of money? This is assuming that the driver will pay for damages to my car and I’ll pay for damages to her car. I really have no idea what I’m supposed to do as I know some places can quote you cheap while others quote you an arm and a leg for the same job. Thanks in advance.

I really made a bad decision by drinking and driving and got pulled over for DWI while I was coming back from celebrating with friends for graduating college at a bar in another town 25 minutes away. Before we left to the bar, 3 of my friends and I had all had met in a parking lot and decided to all ride in my car to the club/bar while leaving my friends car in the parking lot to pick it up later when we got back. Well, I made the right decision the first time to let my sober friend drive me and my other friend home on the way back to the parking lot. However, I had to drive myself and the other friend home afterward since we met up in a parking lot in seperate cars and he lived closer to me. Well, when I drove and got closer to home I made a wrong turn because I forgot what street he lived on. Therefore, I made a U-Turn and thats when I got arrested because it drew attention from the police.

This is my first arrest/offense EVER, and I don’t usually drink and at all, but I guess my celebration turned into a nightmare in a matter of minutes. However, I made the decision to drive and accept all responsibilities for my actions.

However, being that I just graduated college, within a week, I’m nervous as heck because I have to pay back my college loans within 6 months and I’m scared for my life that I won’t be able to obtain a job or even go to jail. I’m also glad that I didn’t hurt anybody or get in a car accident.

I was wondering what type of penalties i will receive? and since I can’t afford a lawyer, will legal aid be available to help or am I doomed?

I really really hate myself right now, and feel like I won’t succeed in life after this goes on my record being that I just graduated from college.

I bumped a cars bumper and the police were called. the officer found my presciption for ambian in the car. she gave a field test and said i did not pass It. she took me to station where a long drug test administered by a specialist which he said i passed no blood test or urine given. i passed the breath test with .000. not charged with at time but officer said she would call driver control and report me. they let me go. should i be worried and retain a lawyer?

according to star telehram,died according to injury in a tragic auto accident, would like to know if other cars was involved or just what happen , do not know other family members personally on by names .
the city was Boise Idaho

I bumped a cars bumper and the police were called. the officer found my presciption for ambian in the car. she gave a field test and said i did not pass It. she took me to station where a long drug test administered by a specialist which he said i passed no blood test or urine given. i passed the breath test with .000. not charged with at time but officer said she would call driver control and report me. they let me go. should i be worried and retain a lawyer?

Does New York State’s Auto-Insurance laws require financed cars to have collision on them?

A few days ago, my cat came (4-5 years old) came home dragging her back feet behind him. We immediately took her to the vet, and when we got there, the vet mentioned something about spinal nerve inflammation. He said that it is unlikely that she got hit by a car and most probably is suffering from spinal trauma.
He sent us both home and told us to return within 5 days.

My cat has been eating, and drinking, and walking to the kitty litter box with difficulty. When she walks, her back legs slowly collapse under her weight, but she manages to "pick them up again".

She is kept in a basket, and regularly moves around to change position. However, I can tell that she has great difficulty when moving.
She purrs whenever I touch her, and responds to sounds.
I would say that the top part of her body is normal. She moves her hind legs slightly when shes asleep, but her tail is completely limp.

My questions here are:
1. Is this temporary- or permanent. Are there any chances of her ever regaining the ability to walk?
2. Is she in great pain? What would my options be?
3. Has anyone here ever had a similar experience? If so, please give me some options, and advice how to make her more comfortable.

Please help me. I have no idea what to do. She is my best friend, and I’d hate it if she died because of this. I feel guilty for putting her out the night before to pee, and for falling asleep before getting her back in as usual. (It is not the first time that she slept outside, as we live in an area without cars).
I hate myself for this.

I was in a car accident back in September. I was at a stop light, with 2 other cars in front of me. The lady behind me had atleast 1 and a half car lengths. She was stopped also. The light turned green, the first car proceeded through the intersection, the second car moved up to make a right turn, i moved up no more than 5-7 feet. and then WAM. My car was slammed by the lady behind me. She totaled my car, I have been to a chiropractor, now I am in physical therapy awaiting to see whether or not a MRI is going to be ordered. I have had and still have to this moment Low Back Pain, and Neck pain. The other ladies insurance have been taken care of me as far as being off work, medical expenses, etc… I dont feel like I need a lawyer simply because my main concern is getting back to pre-injury status. Which is what the insurance company says is there goal. It has been a pain in the neck but I dont see being sue crazy as number one. What should I expect from here on out? I dont know if I will ever be back to normal, as I have released all previous medical history to them because I never had any medical history.
Sorry, The second car stopped while yielding for a pedestrian.

I was involved in an auto accident in January of this year (there were 3 other cars involved as well; no injuries). I filed a claim right away. Damages were assessed by an adjuster, I was issued a check and had my car fixed. Anyway…when I track the claim online, it says the case is still open. How can this be? Shouldn’t some kind of decision re: liability have been made by now?

i had an acccident about a year and half ago and i was a passenger. i have no health insurance and have been footing all medical bills thus far. i am writing a demand letter right now but am wondering how much should be my compensation request.
here’s a brief summary. the other driver is at complete fault. i have all soap notes from doctors,bills and reports. we were hit head on while on our way to my root canal surgery, i was having my permanent put in. i had to go in 2 weeks later wearing a cervical collar. i have choronditis, back sprains and horrible knee contusions still left on my foot. my doctor has recommended physical therapy for up to 3 months but i can’t afford to go anymore thus why i am trying to settle.
total medical bills is about 12,000 not including other misc like pills.
i just don’t want to ask too high or be taken for a fool,so please help. thanks.
also the insurance company has never made an offer they said it was a hard hit. both cars in wreck totaled.

We were hit head on by some kids who were uninsured. It was a pretty bad accident but luckily we have Personal Injury Protection and also uninsured motorists. The combined impact was about 90 mph and it totaled both cars, we are lucky to be alive. But our insurance company decided after 2 months that we must not really be hurt and tried to send us to get a independent medical examiner. That’s all fine and dandy because we have nothing to hide, we are both still truly hurt. But from what I understand from talking with our chiropractor is that this is a tactic the insurance company uses to stop paying for our medical bills and almost all of the "medical examiners" deem the patients fine and need no further treatment thus our medical bills would no longer be covered. So we got ourselves a lawyer to deal with this and they are seeking 300,000 dollars from our insurance company (which is the amount of uninsured motorist coverage we have.) This scares me, I don’t want this kid and his family to be ruined. What’s the likely hood that they will get that, and if not that, what is more likely?
I did go by ambulance to the hospital and I have seen a "real" doctor. As for the chiropractor, the majority of my pain is in my back, hence why I’m seeing a chiropractor. Originally I couldn’t turn my neck or bend down at all. Now my neck is doing better just a little irritated but my lower back is in constant pain. I have a 2 year old and it makes it difficult to do anything with her such as putting her to bed, etc because bending over with any kind of weight (like a 27 lb baby causes issues.)

we live in Jersey, and it was raining, she had a little to drink, but down hill the car got outta control and hit a telephone pole.she’s fine and the cars fixable. (we got insurance) .

but the towing company called the cops and now she’s reported as DUI. but i mean, wats gonna happen to her?
she works in the city, she needs a car.

wat’s like the least that can happen if we get a lawyer and all that

i was in a wreck as a passenger and both cars totaled. other driver complete a fault. coming up on 2 yrs nov this year and med expenses 12,000. i have no health ins. so i paid all out of pocket and can’t continue treatment in phsical therapy right now. bills come first like rent.
insurance company never made an offer, what should i do? i really don’t want a lawyer, spoke to a few and they’re all money obsessed understandably. it’s their job.
please leave opinions or help me out. thanks.
thx guys. my state is ga.

1: What is the type of insurance that covers bodily injury and property damage to others?
liability
uninsured motorist
comprehensive
collision

2: What is the type of insurance that covers you when you are injured by a hit and run driver?
liability
uninsured motorist
comprehensive
collision

3: Insurance is based on the concept of ________ and __________
profit and loss
risk and loss
risk and return
profit and cars

4: Which type of insurance is usually required if you finance your car purchase?
Medical Payment Insurance
Towing Insurance
Rental Insurance
Collision and Comprehensive Insurance

5: Which of the following is not a way that a teenager can save money on insurance?
Getting on his or her parents’ policy
Getting good grades
Driving penalties
Driver experience

6: Accidents that must be reported are ?
those that caused minor damage or harm
those that have been fatal
all accidents.