ok i need some help i need any advice what happen was i was going down the road doing the speed limit (45) when someone sometime before me ran onto the curb and hit the light pole and knock it down and it was laying across the road it the fled the scene With out calling anyone it was 2 a.m. and the lights were out so i did not see it i kinda ran over/hit/ and flew over it it ended up from what we seen there is prob. more damage it shattered the rim and blew out the one tire bent the axel and tire of another tire and put a hole in the transmission pan i was in a lot of pain but did not go to the hospital right then due to a big fam. emergency but did go with in 48 hours they said i have severe back a neck spasms nothing broke but it is so swollen i need to follow up with a orthopedic dr the ins has already contacted me and i do have full coverage so i am asking for any advice ? thank you and god bless

I was in a car accident and it clearly was not my fault I had a witness watch the whole thing. I do not have full coverage and liability was rejected by the other driver’s insurance. Where do I start? Any websites or anything would be very helpful. I can only find injury lawyers and I’m not injuried. HELP PLEASE!

I was involved in an auto accident, after almost 5 yrs I was just served with a lawsuit for 100,000. I was 18 at the time of the accident and had full coverage but only 10,000 in bodily injury, loss of wages, etc. I have looked for Attorneys practicing in auto accidents, however, it seems they all want to represent the person suing. What type of attorney do I need to find?

I am looking to purchase a new vehicle in the near future and I am unable to afford the high costs for Comprehensive and Collision Insurance of a newer model vehicle at this time. I was hoping that there would be a way that I could only maintain liability until I am able to afford full-coverage.

Same insurance company. He has full coverage. How does this work. They don’t even know. With limited collision I’m not covered. Car might be totaled. They say his insurance will pay everything. I don’t want to loose my friends, but I’m not paying for a new car! It’s paid for.
SAME insurance company we both have USAA. I only have limited like I said. But he has full coverage, he told me that his Insurance rep told him that the car is fully covered under him. I don’t think I believe that. He did hit another car but with little damage. Does the other car go under my policy even with limited.
No kidding. They don’t know yet. That’s why I’m trying to get advice from you guys. Insurance companies try to get money from someone. If they get money from themselves it doesn’ t make sense.

If you buy the car in full (pay for the car at once, not lease or financed) do you need to have collision coverage?
If I get into an accident with somebody, wouldn’t the other person’s insurance pay for my car’s damage?
I’m planning to buy a used car for 000 (paying in full) should I get collision coverage?
also somebody explain Liability and full coverage for me (I guess full coverage is selecting every coverage when you lease for finance your car).

I recently settled a lawsuit dealing with an automobile accident. My car insurance medical coverage exhausted at 15,000, and I still had bills to pay so my primary picked it up. But now that it is settled I think I have to pay my primary back. My lawyer said he got me full coverage from my auto insurance dealing with my injuries for the rest of my life in the settlement. My question is…. is there a way instead of me paying back my primary insurance company, by just having them forward the bills to the auto insurance since they will be paying my bills from now on? Or am I going to have to pay out of pocket. Thanks in advance!

I’m looking to find out what dollar amounts I guess for body injury property damage comprehensive collision, and uninsured motorist is the least you can have but still have it constitute full coverage. Any help would be greatly appreciated.

I was in an auto accident and hired a lawyer to represent me. The insurance companies are (mine & the other motorist) are investgating in order to determine who is at fault… Meanwhile, I’m asking my attorney to see if the other motorist has full coverage, liability, etc… so I can have an idea as to how things are going to play themselves out in regards to my medical bills, and other compensation, etc… The attorney claims that he can’t get the details of the other motorist’s insurance policy to answer my questions. This doesn’t sound right to me. Shouldn’t he, not only be able to obtain their policy, but be working diligently, early on in the process, to obtain this information so he can guage the "possible" compensation that, not only myself, but the docter & himself (the lawyer) may receive? …my injury is a life altering injury and I need to know what options I have in regards to my medical & all other compensation I may be entitled to. I am not the type to blindly allow my lawyer to do as he chooses, while I remain in the dark as to the facts regarding my situation. Please enlighten me…

Hi there, I am about to tell you the whole store. So brace yourself.
About 2 1/2 months ago my Husband was involved in a car accident.

1. He was going though an intersection with a green light, when from the other side someone came at about 70 mph and ran a red light and rammed into the passenger side of our car. Keep in mind this is in an area where the posted speed limit is 40.

2. We don’t believe there were any witnesses. But to be honest with you the Cops seemed very bious. And were super nice to them, and didn’t seem to believe us. It was a very weird situation.
Those people are lying and saying that they had the green light.

3. Those people were going so fast, that their luxury large SUV actually flipped upside down.

4. They were all dressed up as if they were going clubbin, I think they were drunk. However the cops did not give them a sobriety test or anything.

5. This accident took place in Los Angeles, which means police reports can take forever. The report has yet to come in.
We gave our statement to our insurance company, however they can not make a decision because they don’t have the police report. Which I think won’t help us anyway, since they were total jerks, and there was no witnesses.

6. The other party has gotten a lawyer and will not give my insurance company a statement. Basically they are not talking, and are already filing soft tissue damage.
Their car was totaled as-well.

7. I am deeply concerned, because my full coverage was totally BS! We only have 5,000 liability property coverage. So if this God Forbid, ends up being blamed on us, we would have to fork out the rest of the $ . Keep in mind they have a luxury new large suv.

8. My question is, should I get a lawyer?
Do you think any of them will take our case?
You see we are no those kinda people to fork up bogus medical bills to pretend like we are sick.
So I don’t know if our case is even valuable to a lawyer.

Your advices would really help us.
Please pray for us, as these people we got in an accident with seem very ruthless. I’ll tell you, the guy actually left his wife hanging upside down in the car! It seemed like he didn’t even care about her.
Please tell me what I should do.

I mean, does it matter if it’s full coverage, no medical coverage, liability, or what not? Isn’t an auto insurance suppose to cover any bodily injury no matter what party?

I was involved in an auto accident where the other party was at fault, and the other parties ins co already admitted fault. I only had liability (never again) and my totalled car had a value of 000. However, the insured was only covered for up to k, shorting me k. I have minor scrapes and visible scarring on my head from the airbag hitting my glasses. I really only want the value of my car, but if I have to go through lawyer to get property and bodily injury claims of over k, after lawyer fees, what am I left with? I want to settle with the Ins Co directly.
Thank all of you for your help. I want to refrain from getting a lawyer at all costs, but I do only want whats fair to me – my life, which is in tact – and the value for my car. My liability insurance, which I had for less than a year, and full coverage for my whole driving history before that, won’t cover the balance. I don’t want to fake anything with a lawyer or get some phone doctor to write my arm that supposedly fell off recently. I want my car back!! Is small claims my way? Won’t that take forever? Can I plead with the adjuster?