If I have a bodily injury coverage on my auto insurance, (100/300) and I am involved in an accident that both drivers (me and the other driver) are found guilty or at fault. Does my insurance cover my medical bills or not?

So I’m trying to get a quote from them and there’s this section that ask you how much bodily injury coverage you had with your previous insurer. Depending on your answer, the quoted price can be lowered…

I’m trying to get a quote for 50/100 and the quote is lower if I say my previous auto insurance bodily injury was 50/100..it’s really 20/40. Do you think they will find out if i put 50/100?

I would like to know that if your in a car accident after you pip is exhausted can your lawyer have the other insurer pip cover your medical expenses. Also on most insurance policies isn’t the bodily injury coverage any where 100,000 and 300,000. The reason for this question is my insurance company wants me to pay for my shoulder surgery out of my settlement.

I am the victim in a collision and the driver at fault has insurance. In TN, all auto insurance policy holders have a minimum bodily injury coverage of claims up to ,000 per individual and ,000 per accident. My medical bills are getting very high, so my question is: Can I claim up to the ,000 limit because I was the only victim, or is my limit ,000?

auto accident payout from Bodily Injury coverage
The accident was in Florida (location wouldn’t make a difference though since it’s the state where the policy was written that determines the coverage, not the location of the accident), I was treated for about a year and a half. No medical assistance was done at the scene.
I already have a lawyer handling this. I’m ready to settle or I wouldn’t be asking this question.

i am going to buy an auto insurance and people told me that it is not that much important to have Uninsured Motorist Bodily Injury coverage since i have a medical insurance. is there any one that have an idea thank you