I was involved in an accident 2 years ago and have been battling with the other insurance company to settle. We have a lawyer and was sent a folder from American family Ins. wanting to go in to our taxes, life history, etc….. The person I hit was proven at fault in arbitration as she pulled out in front of me. I have never heard of such a thing over a car accident. The folder was sent to my lawyer and then sent to us, they sent the same to the other person. Do I HAVE to comply with this? Confused.

ok i need some help i need any advice what happen was i was going down the road doing the speed limit (45) when someone sometime before me ran onto the curb and hit the light pole and knock it down and it was laying across the road it the fled the scene With out calling anyone it was 2 a.m. and the lights were out so i did not see it i kinda ran over/hit/ and flew over it it ended up from what we seen there is prob. more damage it shattered the rim and blew out the one tire bent the axel and tire of another tire and put a hole in the transmission pan i was in a lot of pain but did not go to the hospital right then due to a big fam. emergency but did go with in 48 hours they said i have severe back a neck spasms nothing broke but it is so swollen i need to follow up with a orthopedic dr the ins has already contacted me and i do have full coverage so i am asking for any advice ? thank you and god bless

I was in a MVC on 12-19-07, I was hit on the passenger side rear, spun multiple times befor stopping. I suffered bruised ribs, hip, and a Lumbar strain. The Other driver had ran a red light when she hit me. She left the sceen, but returned later to recover her license plate. She told the Officers that she was asleep at the wheel, and didnt know what she hit, so she left. I went to the ER, and was released. Her insurance Company is covering the car repairs, a rental car, and my medical bills. I am a Paramedic, and my job requires that I am able to lift 300 lbs with my partner, I went back to work on 12-27-07, on my first call had a Pt. that was 250 lbs, and I had extream lumbar pain when lifting, went home, then to Dr. the following day, I am now on a 30 lbs lift restrick for 30 days. I am going to be out 00 in wages, if I am able to return to work after the 30 days. there Ins. wants to offer me 0 for pain and suffering, what should I do? What am I entitled?

Chris C.

excerpt…
"When I was young, just got out of college, I had to buy auto insurance. I had a beat-up old car. And I won’t name the name of the insurance company, but there was a company — let’s call it Acme Insurance in Illinois. And I was paying my premiums every month. After about six months I got rear-ended and I called up Acme and said, I’d like to see if I can get my car repaired, and they laughed at me over the phone because really this was set up not to actually provide insurance; what it was set up was to meet the legal requirements. But it really wasn’t serious insurance.
Now, it’s one thing if you’ve got an old beat-up car that you can’t get fixed. It’s another thing if your kid is sick, or you’ve got breast cancer."

That’s because he didn’t buy collision insurance! Of course they aren’t going to pay a claim for an accident if your insurance is liability only.

To explain for all the liberals/progressives who read this: He says he called the ins. co. to get his car repaired when – being the smartest man EVER – he would have known all he had was liability. Liability is not designed to cover you, only the damage you do to the other guy. So the anecdote was totally irrelevant and added nothing to the health discussion. It was a textbook case of a stupid thing to say.
spot: can you see, or hear? he said it himself.
Also, how does this compare to health care? The analogy doesn’t even make sense!
Like comparing apples to space shuttles…
And why would HIS insurance have to pay if he was REAR-ENDED?

I was the front car of 5, I’m the only one who didn’t hit someone. There is damage to my car that nobody is offering to pay for, including a doctor’s bill to get my daughter checked out. Is a lawyer really necessary? It wasn’t bad enough to sue, so I don’t see a lawyer taking my case on for free. And I can’t afford to pay one.
Actually it might not be the fault of the person who hit my car, since they were pushed into our car by the car behind them. The police couldn’t tell me who would be at fault, so it’s definitely not that clear cut. And I was specifically told not to ask for insurance information, and that the ins companies would fight it out.
I forgot to mention that I was at a complete stop waiting for the car in front of me to make a left turn when I was hit. I think the next 3 cars behind me were doing the same thing, and the last guy didn’t stop in time.

I recently retained an attorney in march of this year from injuries recieved in an automobile accident. Since then I noticed certain things while being represented by this law firm, such things as using my social security # for a case number, giving the wrong date of the accident with ins., co. Being hung up on by the attorney’s paralegal, and basically being disrespected. What should I do, or should I say what would you do?

I have collision & compressive coverage and I am afraid it will affect my Ins rates. Will my rates be affected with a deer collision? I am thinking of changing ins. companies in the near future will that also be affected with the deer collision?

On July 23, 09′ on I-84E in CT I was in an accident, my car was totaled, the other driver was found at fault. My car was towed to a local shop and the police officer gave me a paper with the information to obtain an accident report. Following the accident I heard nothing from the other Ins. company I finally tracked down a phone number for them (Safeco) and started the process. I was told to get a rental and asked briefly about getting medical attention to which I received no clear answer long story short I still have not received medical attention because no one will return my calls. What should I do, my insurance company has already tried calling them with little more success? Today is August 14, 2009

The girl is on so much medication she pulled out in front of a truck. She let her ins go and did not plate her car because she was left homeless and ill. Does she need a lawyer to go to the first court hearing with her? Will her illness and medications hurt her or help her in court?

I have been in a auto accident 2 yrs ago limited threshold
not my fault -rear ened driver recived ticket reckless driving
eversince that day I have tons of expenses lost my job becuase I couldn’t come in becuase I was injured and they let me go. I’m still going thru therapy now
and have lot’s of pain to the point that I had burning off the nurves in my neck 4nerves, injestions, accupuncture,pain meds,muscle relaxers etc. He has not helped me at all I wanted to get another lawyer he told me that he will make money on it too since he sued for me. I have dr bill for 3,000 since I had the accident and keep on sending it to him and nothing is done. He never calls me , never helps me even though my auto doesn’t wanna pay for anything a long time ago
my health ins pays some what and I spent me and my husbands life savings. I have tear in ligament in right side neck, hip pain,scolliosis,left lumbar deviation, that’s what I’m having therapy for now. Also seeing psycholg for a year. Now wha

I was in auto accident 8/2010, i was paid for loss of my car and settled for my son. I had gone to back dr for 12 weeks an was released last week, i feel the guy at fault should pay up for medical bills and lawyer fees and suffering.
I was in accident 8/2010, i settled for loss of car and my son, MY settlement is still pending,
okok.. missin details.. there where 3 cases pending against the guy at fault.. MY CAR closed..myson Closed.. my case is still open and pending. I was not at fault in any way. i was hit head on.
my son and car was not represented by my lawyer, i am however. an we did sue right away. i lawyered up day after accident. my lawyer submitted dr results to the ins for guy at fault an wait for offer. i jus wanna kno what i am entitled to

I hit a deer in Oct.2005 and totaled my car. The insurance is in my boyfriends name. As a result of that I have a herniated disc on my lower back and have been on pain meds.for it since.I am still working but it is very difficult because it increases the pain.The ins.has been paying for my medical but are now starting to give me a hard time about doing so.They have sent me to a doctor of their choice also whom agrees with my doctor about the difficulty and pain that I am having, could someone help me about just what my rights are as far as what they are responsible for?

I was involved in an accident last fall. According to the police report, I’m at-fault. I got a summons early this yr. At the time they filed court papers, they submitted a claim to my ins co.(weird?) No one was injured at the scene, no ambulance was called. My car was towed – the police officer deemed it wasn’t safe to drive. Other party drove off with theirs

I’m in NJ. We can buy limited-tort(LT) or full-tort w/ our auto policies. My adjuster told me that they have LT. This lawsuit is for pain and suffering. Under LT, one can sue for those damages only if and when the injury is severe, resulted in death, perm. disability, ect. Neck sprain was the phrase my adjuster used to describe their injury. They didn’t request any accommodations for court that led me to believe the injury caused them any mobility problems

How often do these actually go to juried trial n how long does it take?months years?

btw, only one person was involved the other party – wanted to keep it gender netural

My wife was rear-ended at a stop light. Our company paid for the auto to be repaired and said they will subrogate against the others insurance carrier. It has been three weeks now and we haven’t heard anything from that insurance company. They (the others ins.co.) do have a copy of the accident report. I believe there is no question of liability because the other driver was arrested for DUI at the scene of the accident.
My wife has had several doctors appointments and has been in pain since the accident. Should we call the ins. co. to make a claim? Or should we get an attorney to do that? Or should we just wait and keep good track of our medical bills that we expect them to pay? I understand we have a 3 yr. limit in Washington State to file a suit against the other driver.

I am in medical malpractice settlement negotiations with a dentist. Her insurance company was handling the negotiations, then the dentist license expired and the insurance company dropped the dentist. The dentist obtained a new policy from a new insurance company. Now the original insurance company has dropped out of negotiations. Is it possible that the original insurance company wants me to file suit against the dentist, and then the new insurance company will have to defend the dentist? Or, because the first insurance company received the initial settlement letter with notice of intent to sue, they will have to carry on and defend the dentist even though they no longer have the dentist as a client. Please clarify the typical procedure in this type of situation. Thanks a million! N.
Thanks for the info. I do have an attorney. But I do not want to sue and want to settle. The original insurance Co. made an offer, then we countered..then the Ins Co. dropped the dentist, and did not responded to the counter offer. SO, of course the attorney wants to sue cause he will make the big bucks. I want to settle because we were on track to settle. I just can’t figure why the original insurance company would want to go to court unless they really don’t care one way or another because the dentist is no longer a concern to them in the long run??? Tks. for you input.