my wife was run off the road by a semi (he was sighted for improper lane change) there insurance company is going to offer a settlement how much should we be looking for? Her vehicle flipped 3 times (they paid us 00 for it KBB value) her hospital bill was 000 (they said they would cover it) It included an ER visit overnight stay. We are fortunate she has no broken bones no nothing physically however she had amnesia and a concussion and still has some neck pain and is freaked out to drive especially at night? we talked to a lawyer but i didnt ask (didnt know if it was proper to ask how much we should be getting) so just seeing if anyone knows? thanks

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I was treated right after the accident for whiplash. It’s in my medical records but then was unable to go to treatment for some time because of other problems but injury got worse now the chiropractor won’t work on me because he says the insurance company won’t usually pay after this time loss. Also the auto insurance company won’t preauthorize treatment and I can’t afford the a visit co-pay required for using my health insurance. I’m on Social Security.

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For some reason I thought if you had a work related injury, hospitals had to bill the workers comp and it was illegal for them to bill any private medical insurance. I know auto insurance has a cap, like 0,000 personal injury and once that runs out the medical insurance starts being billed but for some reason I thought it was different with work comp claims. Was I wrong?

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I got into an accident around the end of october last year. At the scene the other guy’s car only had surface scratches since he owned a Mercedes and the bumper took all the impulse, my car was pretty badly totalled in the front. The first thing I did after the accident was walk out of my car to check if everyone was ok, I asked him and he said he was. So we called the police, we didn’t ask for an ambulance or nothing because it was a low speed collision and we both had seat belts on. So the police officer came and took our reports, and asked me if I was ok I said I was and he asked me if the other driver was ok as well, and I told him he was, the police officer asked the other driver as well. Now one year after the accident this driver is trying to make a claim on being bodily injured in the accident. I can prove using physics and dynamics exactly how much force was applied to his seat and through the seat belt onto him, I have the police officer as a witness, how will my case hold up
I am 100% sure he is trying to fraud me, I am pretty sure he cut me off right before a red light but that cant be proven. However the police officer can testify that he was ok at the scene, how badly his car was damaged, etc; isn’t this enough to win a jury over? What is this other guy thinking, that I am so stupid I will settle for what he askes knowing I can win the case so easily because I am innocent and he will be commiting purgery on stand by lying about his injuries? Also doesn’t he get checked by an unbaised doctor recommended by the judge to show what his injuries can be attributed to? I have Gieco insurance, will they do anything to help me prevent this obvious case of fraud? Is there any chance that this guy’s lawyer can trick a jury even with all my proof and evidence?
Thanks for any ideas, also should I contact Gieco’s fraud department and report this as such a case for investigation?
Please help me, i dont know what to do now.

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I am shopping for auto insurance. I currently have zero assets (literally) since I just got out of college. However, I am in a profession that pays good money; so, I expect to have a good chunk of money saved up over the next 5 years. To protect future assets, should I presently get a high liability coverage, or just worry high liability coverage once I have considerable amount of money saved up. Also, if I am held liable for someone else’s injury, could they go after my retirement accounts?
FYI, I have not injured anyone. If you read the details, it should be clear that the question is hypothetical.

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For example, I went through physical therapy due to injuries sustained from an auto accident. My health insurance company paid for the physical therapy. Once the claim is settled, will part of the amount of the settlement be used to reimburse my health insurance company for the physical therapy?

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My daughter shattered her arm in an auto accident last weekend (Friday) and had surgery a week later (Friday) to fix it. She was the passenger in the car. She does not have any health insurance. The police report states that due to conflicting stories, they cannot place who was at fault. But I was able to obtain a CD from a service station that had the accident on tape. The other party turned in front of my daughter while they both had a green light. After asking around to friends and family, nobody knows of a good attorney for me to contact! I’m looking for all of her medical bills to be paid, as well as lost wages. Has anybody had success with a certain lawyer or know of a good one I can call? I would really like a referral instead of just picking one out of the phone book. Thanks!

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I was recently in an auto accident where I sustained serious injuries and my car was totalled. The other party is 100% at fault and has admitted that, and their insurance company is offering to pay the max amount of their policy on bodily injury (they have minimum coverage, so their policy in GA is 25K for bodily injury and 25K for property damage). The 25K they have offered as the policy limit for medical does not come close to paying my bills. Out of the 25K available towards property damage, they have paid 7K to my insurance company for totalling my car (my insurance company paid me the 7K while we dealt with establishing fault) and they paid me 00 towards the items in my car that were destroyed as a result of the accident. Is there any way to get them to pay me the difference between the 25K available towards property damage and the 00 they have paid out, as that money would make a huge difference towards the medical bills I am going to be out of pocket on.
I tried filing underinsured motorists with my insurance company - apparently you can’t do that in Georgia. I do have uninsured motorists, but they have stated that I can only use it if hit by someone without insurance, if they don’t have enough I’m out of luck. I went through multiple layers of management at my insurance company trying to get them to cover me but they pretty much said no.
I have the maximum coverage possible in GA - underinsured motorist is not even an option on the policy or I would have already had it. (Ironic isn’t it that a maximum coverage person is hit by a minimum coverage person). The release I would have to sign to take the 25K states that I release both the other insurance company and the driver from any future litigation, etc. - I assume that means I can’t sue them personally (though from what I’ve been able to learn about them they have nothing to go after). I am curious as to if this means criminal charges cannot be pursued - this was initially a hit and run accident and I believe the police are going to charge the driver with running. Even though they were found and owned up to what they did I don’t want my taking the 25K to release them from that legal liability as well.
There is a separate, ongoing criminal investigation going on related to this accident due to it being a hit and run - the other driver thought I was dead and ran. That is separate from the insurance issue.

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I was in an auto accident where the other driver ran a stop sign. She was issued the ticket and declared at fault, I have a witness who has given a recorded statement to the insurance company to that fact and also on the report for the police. My two small children were in the car but the main impact was on my side and door. I went to the hospital as soon as I could after (when husband came home because my car was towed) Damages on car are 6,000.00 and so far it looks like med bills will be over 3000 easy. I have an MRI next week but we think it is a bulging or herniated disc in my back. I also had whiplash and head problems from head hitting window (nothing serious, but blurred vision and headaches). I have been out of work 3 wks already and can’t do much at home ( I am a homemaker by day and hair stylist by night and weekend) I can’t stand for long or even sit up for long. Anyone know what we can expect?
I am not looking to get rich but I am looking for what is fair. This was completely the other drivers fault and I have proof in the form of a witness and her ticket. My father is a lawyer but he doesn’t do this sort of case much anymore so he said he would refer me to someone if he thought we would be better off than with just the insurance company.

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I was in a minor fender bender 7+ weeks ago. The guy hit me and ran but come back 5 minutes or so later to yell at me for not leaving the scene. He was charged at fault improper lane change. 8 hours or so later my neck began to hurt. 24 hours later I was in bad pain went to the ER. 4 days after the accident I couldn’t hardly move my neck arms or shoulders. 6 Days after the accident I went to my first Chiropractor visit. I have been going for 6.5 weeks. I am getting better but still having pain and numbness. Insurance wants to settle now and I am still in therapy with 0 pain and suffering. I refused. Money isn’t the issue but my car still isn’t fixed cause they haven’t paid for it to be fixed. The stress and agravation sets me back medically. My friend thinks I am horrible to expect pain and suffering. What is your opinion and if I am not wrong what is fair for Severe to Very Severe Neck strain with numbness? Just let me know an idea. I am a homemaker in pain nearly constantly. TY
Thanks for your sweet words the first 2 who left me messages. My friend said why would you try to get money. It was an accident that isn’t right to try and get money for pain and suffering. She said boy I hope I never hit you cause you’ll try and sue the pants off of me. That really has hurt me so bad and I feel like telling her off which isn’t right and not talking to her. She said I never sued for money when I was hit and when my husband hit someone they never sued I never heard of such a thing. And so now I feel like the big turd for thinking I should be compensated for missing part of my spring and summer that I was looking forward to enjoying riding bikes, planting flowers doing little things without pain I mean laundry has been so hard. Grocery shopping so many things. And she thinks I am wrong for this. I was told shoot for no less than 15-20,000 since the insurance will offer less. An attorney wanted to shoot for 100,000, I think that is rediculous amount. What’s your opinion?

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I was in an auto accident three months ago. I still have back and neck pain. I was originally sent to physical therapy which didn’t help. My doc. then sent me to a chiropractor who has helped a little, but just can’t seem to fix it. He took X-rays and found I have spondylosis (I guess I already had it but didn’t know. It was just aggravated by the accident) and scoliosis (which I knew I had). Both of these things are complicating my healing from the accident. The chiro doc is really trying hard, but says I’m a challenge. If he can’t fix it, and the physical therapist couldn’t, what can be done? I’m only 40, and was healthy and active before. Will the other insurance company (the person who hit me) cover future medical expenses if I can’t fix it and will need chiro or ortho care in the future? I’m afraid to sign anything until I’m all the way better, but don’t want this to drag on forever either. Any advice is really helpful, because I really don’t know what to do. Thanks!

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I was hit in the three months ago by a sixteen year-old who ran a red arrow turn light. She was cited and I was not. I did not think I was hurt at the accident, but realized that I had shoulder and neck pain later that night. I went to the urgent care through my doctor who gave me vicodin and a muscle relaxer, and then I went back in two weeks due to continuing pain. I was sent to a physical therapist, which I went to twice a week for the past few months, and once a week the last two weeks. My PT has given me stretching exercises to do at home but has said I am done with the treatment.

Her insurance has accepted liability and already paid for my car to be fixed (just under ,000) and for a rental car. They knew I was seeking treatment for the accident, and I am getting ready to send a letter asking them to request all my medical bills and records so they can offer a settlement. How much do you think my claim is worth?

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I was in a accident where a truck pulled out in front of me and i hit him and totaled my jeep. I went through almost 4 months of chiropratic treatments for a bill that totaled 07.00. How much should I expect the insurance company to pay in compensation on this claim. Or do i need a lawyer?

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If I decide to handle my own auto personal injury case, do I have to provide a statement to the other AT FAULT insurers insurance company? I was an injured passenger in my sister’s car and the other person was found to be 100% at fault by their own insurance company. Too, can I file a claim with my sister’s insurance and my own insurance? I am not with the same auto insurance carrier (it’s been about 2-3 months that I switched), but can I still claim with them? Thanks

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i am going to buy an auto insurance and people told me that it is not that much important to have Uninsured Motorist Bodily Injury coverage since i have a medical insurance. is there any one that have an idea thank you

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