who caused the serious injury to my wife. Also forged the notary signature and admits doing so. We are told that maximum we could collect from them is the 0,000 insurance they have as a dealership. Is this true?




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What to do about sciatic nerve pain?




My mom has severe sciatic nerve pain and due to insurance problems she cannot go to the doctor or emergency room for it. I read up on it from a few sites and I told her move around when she is able to and she has heat wraps on her back. Ice made the pain worse. She can barely walk because she can’t put weight on her left leg at all. This is day 2 of this and she is miserable and I’m miserable watching her. What can she do for now to help the pain go away?




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I read-ended another car at an intersection. Both of us were stopped at a light. When the light turned green, the other car started moving and immediately slammed on brakes. In the meanwhile, I had taken my foot off brake and hit the car (at < 5mph).

The other party has filed claim for 50 for damages and also for "unknown" amount of bodily injury. There is not even a mark of any collision on my car (as the speed was low). My insurance company has agreed to their claim related to damages and is waiting for the exact amount for the bodily injury claim.

This has been quite unfair to me and will definitely bump up my premium like crazy.

Is there any way I can challenge my insurance company’s appraisal of the damages ? Are there any other alternatives ? What kind of evidence would I need to furnish for the same ?

We had called a "Cop" to report the accident. I wanted him to note that the impact was at < 5mph. However, he refused to do that saying that this would be left to insurance
Well… Folks, thanks for the answers. As I said earlier, I am not denying that I was at fault and neither is it my intention to ignore the impact on the other car/driver.

The other party had actually contacted me to settle this privately and we had agreed for me to hand out a certain amount. The day I was going to hand over a check, I just happened to call up my insurance agent and learnt that the other party had reported the accident 5 days ago. So in worst case, I would have still paid the check and also had gotten an acci. reported against me.

Shady dealing like this on other party’s behalf and knowing the speed/magnitude of impact makes me believe that the other party is just trying to extract as much as possible out of this.

Again, my car had absolutely no damages (even minor). So it is difficult to believe that the damagaes to other car are worth 50 and bodily injury is completely out of question. (People dont get injured if another car TOUCHES their car) Arhhh… Patheti




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I’ve be seeing a chiropractor for an injury of my left sciatic nerve, the pain starts at my lower left backside and goes into my toes. I have no insurance so the chiropractor is getting costly, would like to know if there is something else I can try. It’s worst in the mornings or if I sit too long.
I have seen a doctor and the chiropractor is helping but it takes time to heal, wish there was more I could do on my own. During the day I am fine, it’s just at night after being in bed for a couple hours, I wake up in pain. Toes don’t hurt really, they are a little numb now and again. Anyone have any ideas?




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I have no assets. I am worried that maybe I cannot prove she is faking her claims of injury,etc. What can she get from me if she wins? Can my future tax refund or wages be garnished? I am angry because I am positive she is just trying to scam the system and I am almost positive she is after me because the insurance company investigated and denied her claim.




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My wife was rear-ended at a stop light. Our company paid for the auto to be repaired and said they will subrogate against the others insurance carrier. It has been three weeks now and we haven’t heard anything from that insurance company. They (the others ins.co.) do have a copy of the accident report. I believe there is no question of liability because the other driver was arrested for DUI at the scene of the accident.
My wife has had several doctors appointments and has been in pain since the accident. Should we call the ins. co. to make a claim? Or should we get an attorney to do that? Or should we just wait and keep good track of our medical bills that we expect them to pay? I understand we have a 3 yr. limit in Washington State to file a suit against the other driver.




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how to fight auto insurance company?




Husband was in a no injury auto accident during business hours in a business owned car, car was totaled. The driver’s insurance company has offered a small amount on the car and nothing for lost of work, rental car, etc. Don’t they have to make you whole? Blue book was 3200. Records on the car show over 00.00 lost business. Their final offer 00.00. Now threatening to send car back. Since no injury, some lawyers won’t even take case. Over small claim amount for Ohio. What is our recourse?




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if driver of other vehicle had catastrophic injury in the car accident that was 100% my fault will my insurance company pay more than my policy limit because it was a catastrophic injury. i heard insurance companies will pay more then policy limit if injury was catastrophic.




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i was told that if you were involved in car accident and had catastrophic injuries due to the other drivers negligence you could be paid more than insurance policy limit by the insurance company because the injury was catastrophic. is this true. i thought insurance company was only liable for its limit and that was it.




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I was struck on my motorcycle by an unisured motorist that ran a stop sign, breaking a total of 9 bones, I’ve had 4 operations and I still have 1 more to go. My bills have hit over $ 300,000 the woman that hit me got less than a 00 in fines and is already driving again. I think it should be a $ 2000 dollar fine and they lose their auto to be sold at auction and drivers license for a year. The fine and money gained from the sale of their car should go into a fund to pay the victim’s. Once they are hit with a fine and loss of their car and license maybe they will think twice about getting behind the wheel and not having insurance. Because let’s face it, if you can’t afford insurance you cant afford to drive.




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Why do people drive without auto insurance?




Don’t give me because it costs too much and they cant afford it. I think it’s the price of having a car. You wouldn’t get a car and say "well tires are expensive, I can’t afford them" you just need them. The point of insurance is to be able to afford to fix any damages you may cause to another driver’s car or person. If I wrecked someone’s car I would certainly want the other person to be able to get their car fixed or replaced. And if there was injury I wouldn’t want someone else saddled with huge medical bills because of a mistake I made. Is that just me?




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Is there any way to find out on your own if a pediatrician had medical malpractice insurance during a particular period? If they did not, what other recourse would you have against such a doctor?




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I’m just about to graduate high-school and am interested in the health and medical field, specifically cosmetic surgery. However, someone recently told me that it isn’t worth it because most of a surgeon’s earnings goes into medical malpractice insurance and I might as well save myself the torture of med school and just look for a different career with a lower salary and little or no malpractice insurance to deal with. So I’m just curious about what other people have to say about that. Is my friend right?




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My wife hit a car that was in her blind spot. It was a minor accident with couple of scratchs and no bodily injury.So the other driver offered to settle outside insurance and police werent informed. My wife paid 0 in check and no other information has been exchanged. Can they comeback and ask for more money or can they file a claim??




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Hello,
Patient has prescription from the chiropractic to get the massage due to an auto accident. She has pain in the neck, trapezius and constant headache and a severe pain, need constant rate, soap note and all other information that I need to submit.
It’s my first time to prepare soap note to an insurance company.




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