The reason I ask this is because I deal with progressive claims and some people are suckered into their low rates because they deceptively get customers to waive their rights to PIP (personal injury protection.) They give people an ,000 PIP deductible. That means the ,000 that auto insurance is responsible to pay when you get into an auto accident has to come out of your pocket. So I ask that question to see if anyone else has any horror stories about Flo and her awesome company.

I have a pain that shoots down my right leg. The doctor said that it is my sciatic nerve and he recommended an MRI but my health insurance does not cover it or not the whole thing which costs over 2500.00 and I do not have that kind of money. Any suggestions?

I am 20 years old and 5"0 and 90lb.

These resulted from a car accident and the doctors hired from the car insurance made the report that they believe my bulging discs were a result of that. But this accident happened 2 years ago and payments for further chiropractic or medical expenses related to these discs have been discontinued bcz they believe I have no lifelong disabling injuries.

My Medicaid expires in 2 months. So I will have no insurance. I asked my physician and she said she doesn’t know how to advice me in that area bcz it’s not her expertise. The spinal surgeon she recommended me to, well their office won’t see me bcz this is a post-car related accident, not something that is birth-related. The car accident orthopedic surgeon she recommended me to won’t see me because my car accident claim has been discontinued.

So I have NO ONE to turn to ask how am I supposed to work out, how do I exercise. Anyone with bulging discs, how do you manage the pain and work out?

insurance?

I would like to be a doctor but many people say that it is better not to be one because of the high insurance rates! What kind of doctor still has a large salary but does not have to pay as large of insurance.

I need to find an independent, qualified person/service to provide expert testimony for an insurance settlement case. Specifically, to provide an assessment of the nature, extent, and prognosis of injuries I sustained in an auto accident – with the possibility of using this information if the case goes to court. I have looked online for "disability assessments", "disability profiles", etc., but am not finding anything in my local area (Portland, Oregon). Any suggestions?

As said above, does anyone know a price range for this surgery providing that the patient does not have any sort of insurance? Also, anyone who has had this surgery: about how long is the surgery, how long is the average rehabilitation time, and did you find it hard to do all the things (strenuous exercise, contact sports, etc) after you had the surgery?

OR

has anyone ever torn their ACL and did not have surgery yet they’re able to do everything like normal?
not the MCL but the ACL that is torn. everything else is fine. also how much is the overall cost of REHAB?

The malpractice insurance for an orthopedic spine surgeon, for example, can be upwards of 0,000. Do they have to pay their own malpractice insurance or does the practice they work for pay it? thanks!

Just wondering what type of doctor pays the least on average for malpractice insurance? I have heard dermatologist and radiologist any others?

I was in a car accident recently. It wasn’t severe, but I sustained some muscular strain from the beginning. I also felt my knee was a bit sore; I assumed I hit it against something.

A couple of days afterward, I saw a physician and mentioned my knee pain to him. He examined it and determined it had a slight contusion – and suggested I just give it some rest and take some pain relievers.

After about 7 or so more days, I was feeling some real pressure in my knee and it was getting progressively worse. I went back in to see the physician and he ordered an MRI of my knee.

The MRI results showed tears of the meniscus. The physician’s report states that the reason for doing the MRI was because of the car accident and subsequent pain in the knee.

I spoke with the (other party’s) insurance adjuster today. She’s accepted liability for the accident, but says that it’s highly unlikely that the torn meniscus is due to the accident itself.

I wasn’t having any problems with my knee before the accident. Obviously, it’s impossible to tell with certainty what the cause of the tear was, but it seems pretty clear cut to me.

Is she correct that torn menisci are rare in auto accidents? I’m not trying to jack the system here. I just want to be sure my knee is treated properly – and that they pay, if they’re responsible.

I was in a car accident recently. It wasn’t severe, but I sustained some muscular strain from the beginning. I also felt my knee was a bit sore; I assumed I hit it against something.

A couple of days afterward, I saw a physician and mentioned my knee pain to him. He examined it and determined it had a slight contusion – and suggested I just give it some rest and take some pain relievers.

After about 7 or so more days, I was feeling some real pressure in my knee and it was getting progressively worse. I went back in to see the physician and he ordered an MRI of my knee.

The MRI results showed tears of the meniscus. The physician’s report states that the reason for doing the MRI was because of the car accident and subsequent pain in the knee.

I spoke with the (other party’s) insurance adjuster today. She’s accepted liability for the accident, but says that it’s highly unlikely that the torn meniscus is due to the accident itself.

I wasn’t having any problems with my knee before the accident. Obviously, it’s impossible to tell with certainty what the cause of the tear was, but it seems pretty clear cut to me.

Is she correct that torn menisci are rare in auto accidents? I’m not trying to jack the system here. I just want to be sure my knee is treated properly – and that they pay, if they’re responsible.

1. How many clients would a 1st of 2nd year Personal Injury ("P.I") Attorney expect to handle annually?
2. How does a P.I Attorney build a practice and obtain clients? (aside from the TV Commercial type adverts)
3. This question is for practicing P.I Attorney’s – i assume job satisfaction is very high give you are helping people fight high powered insurance companies and the like, is this true?

So heres the situation: I was in a car accident over two weeks ago. I was going to turn left when a car smashed into me, running a red light. They were totally at fault, I have witnesses. My car is drivable, but I havent been driving it to work since the bumper is off, the headlight is busted, and just basically smashed up. Anyways, I contacted their insurance company (American Access Casualty Company) which from what I’ve read is one of the worst insurance companies who will drag their feet and take forever getting back to you. They finally sent an adjuster out last week, said they’d contact me in 48 hours, and never did. I finally had to call them and leave harrasing voicemails, and they finally returned my call, saying my car is considered totalled, and the reason they havent pursued it further is because they’re waiting on a police report and they cant get ahold of the people who hit me. Im pretty sure this is just bs, as many people have told me insurance companies will say and do anything to prolong paying you. This is my first wreck, so Im not sure what to do here. I already called and made an appointment with a car accident lawyer. Im just wondering how long it should take with the help of a lawyer to get my money for my car, pain and suffering, and time without a car. Im starting school in less than 2 weeks, and have to have a way to get around. Thanks!
i had a big bruise under my chin from where the airbag deployed, but no medical bills, since i didnt go to a doctor. but i had to miss work the day after it happened because of headaches and sore bruise, so that should count for something, plus all this time ive been without a car, in my state (arkansas) they have to pay you for the time you didnt have your car. it was 100% not my fault, i did stop before going to turn, they literally came out of nowhere. i have 2 witnesses, so if anyone tries to say i am at fault at all, i have 2 peoples names and numbers who will say different.

Ok, long story short I was hit head on by a drunk driver, he died on the scene. My car was totaled, I had 2 broken bones and had surgery on 2 disks in my back, upper and lower. My medical bills are 0,000 and my attorney is about to send off the demand letter to the insurance company. Their policy is 0,000. My attorney has said he is asking for the whole policy but what is a real figure I might get?

Not trying to get rich but i have small kids and I need to think about the future. I am 32.

They offered ,000 when my bills were about ,000, but I elected to have surgery because I was still in pain. The doctors had recommended surgery all along but I was afraid.

Thanks all, I really appreciate it.
Sorry, they offered ,000 before the surgeries. Not 50. That was a typo.

Hello all,

I am an insurance agent and recently paid out an insurance claim. The person has cashed the check, however, the release form he signed did not make it back to my office. I am afraid that he will come back and try to re-negotiate because he was never happy with the settlement offer to begin with. My dept head has yet to speak to me, but I am afraid. Can I lose my job over this? Also, what if the person comes back and asks for more? This is my first major slipup in my career and I am stressed out. Any ideas?