Don’t give me because it costs too much and they cant afford it. I think it’s the price of having a car. You wouldn’t get a car and say "well tires are expensive, I can’t afford them" you just need them. The point of insurance is to be able to afford to fix any damages you may cause to another driver’s car or person. If I wrecked someone’s car I would certainly want the other person to be able to get their car fixed or replaced. And if there was injury I wouldn’t want someone else saddled with huge medical bills because of a mistake I made. Is that just me?

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I am the victim in a collision and the driver at fault has insurance. In TN, all auto insurance policy holders have a minimum bodily injury coverage of claims up to ,000 per individual and ,000 per accident. My medical bills are getting very high, so my question is: Can I claim up to the ,000 limit because I was the only victim, or is my limit ,000?

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The other driver in this accident was completely at fault for causing the accident. I was not wearing my seatbelt, and I suffered a 3" laceration to my forehead, which required stitches, and will scar. No other injury at all

Medical bills were 00. How much should I settle the injury claim for, factoring in the permanent scarring and pain/suffering?

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I was in a car accident were i was hit by a Drunk Driver.. I was taken by ambulance with minor head scratches but alot of neck and back pain cause i was rear ended, Now the other guy went to jail his insurance admits fault and is taking care of me. Its been about 2 months and now that im done with my doctors they say they want ALL my medical bills. So should i get a lawyer or should i wait and see how much the 1st offer is? Would i get more money with a lawyer? And my bills are about 11,000 dollars any idea of how much i might get? THANKS..

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I am asking on behalf of a friend that lives in California and I don’t know the legal requirements and the person’s lawyer hasn’t made herself clear on how the settlement process works. Is there a rule of thumb, like a personal injury is equal to the amount of medical bills incurred. Is this money taxable?

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If I was in a car accident and my health insurance pays all but 00 (lets say) of my medical bills and my car insurance has a 100,000 benefit for accidental injury while in my vehicle, does it really only pay out the ,000? and does that money go right to the hospital?
What if I want something that would pay me a lump sum to my home, like enough to replace my income while I can’t work due to the injury?

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My three teenage kids were rear-ended by a commercial truck. They were in a newer mini van, all in seat belts. The driver claims his brakes went out on him, and he was cited by the officer. On pushing the truck to the side of the road,the brakes were bad.

All went to the hospital for xrays, and were released with instructions to rest and take ibuprohen for pain.

Spoke with the claims adjuster was told to get an estmate which is in progress, and I am using my shop, which they approved. I do not anticipate any issues with getting the vehicle made whole.

Question revovles around the kids. They seems fine, and frankly I would be surprised if there was any long term issues. Sore neck, sore back, some soreness from the seat belt. On day two they are not complaining, and are doing normal things.

The clams person indicated that she would make an offer once all of the medical bills are submitted.

Answer I need is, what is a reasonable amount for the injuries

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Medical bills didn’t exceed 0! I have really good medical coverage from my company and they have covered everything from the accident. I will be receiving a settlement check and was just wondering if I need to payback my medical insurance in the state of California……..

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The accident happened around the beginning of last year. I feel like I’m bugging my attorney but, I don’t understand the timeline of it all! He sent the demand letter to the Insurance company on June 5th and said they had 10 days to respond! Well, it’s been more than 10 days and I’m getting anxious! I have moved out of the state the accident occured in and am having trouble transfering my treatment to where I live now. I have had cervical spinal fusion and have to go have rhizotomys done every six months for gosh knows how long! I just don’t want to bother my Attorney was hoping for some feed back! Oh, and does the amount of your medical bills contribute to how much they’ll offer? Mine at this point are over 0,000.00
If I wait until I am done treating, I will never close my case! According to both my neck surgeon and my pain manangement Doctor, it looks like I have to go in every 6 months to a year to have Rhizotomy’s done on my back, bilateral on 3 levels, for the rest of my life. My Neck surgeon wants me to have them done on my neck but, I’m not healing from these as fast as I should! I also have irreversable nerve damage on my left side. My attorney did not request documentation for lost wages or any other things. He said we have enough with my medical bills and future treatments. The Semi driver’s coverage is a single limit 1Mil. Which I am told is all we can go after! But, just in future Rhizotomy’s we are looking at over 300,000. If I only live until 63. It’s just frustrating and I feel like I’m annoying my attorney, I know he gets 1/3 but, I’m not the type that likes to be considered a pain in the butt.

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The accident took place May 30, 2008. I am not sure if my lawyer is being really slow at resolving this or if I am just impatient. Anyways, I have already gotten him photos of the accident and a copy of all my medical bills. He said that he would get a hold of me when he figures out how much we are settling for. I haven’t heard from in since the end of September. I have considered finding a new lawyer. But if the one I got is still on schedule or at least okay with the time limit I will stick with him. So I was just curious, is there or what is the time limit to settle?

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Does anyone have any advice for a settlement amount for a small personal injury? I am not going to get an attorney, it was fairly minor. The fault is totally on the other party, and they’ve settled 00 for myself for minor whiplash, missed work, etc. (0 of that was for pain and suffering). We’re getting ready to settle on my son’s settlement. His nose was fractured and he had a cut inside his mouth. His medical bills are approximately 00, what should I expect for pain and suffering for him? I don’t want to take advantage, but I don’t want to be taken advantage of… Never done this sort of thing before, so any advice is extremely welcome!! Thanks to all!!

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Does anyone have any advice for a settlement amount for a small personal injury? I am not going to get an attorney, it was fairly minor. The fault is totally on the other party, and they’ve settled 00 for myself for minor whiplash, missed work, etc. (0 of that was for pain and suffering). We’re getting ready to settle on my son’s settlement. His nose was fractured and he had a cut inside his mouth. His medical bills are approximately 00, what should I expect for pain and suffering for him? I don’t want to take advantage, but I don’t want to be taken advantage of… Never done this sort of thing before, so any advice is extremely welcome!! Thanks to all!!

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My daughter shattered her arm in an auto accident last weekend (Friday) and had surgery a week later (Friday) to fix it. She was the passenger in the car. She does not have any health insurance. The police report states that due to conflicting stories, they cannot place who was at fault. But I was able to obtain a CD from a service station that had the accident on tape. The other party turned in front of my daughter while they both had a green light. After asking around to friends and family, nobody knows of a good attorney for me to contact! I’m looking for all of her medical bills to be paid, as well as lost wages. Has anybody had success with a certain lawyer or know of a good one I can call? I would really like a referral instead of just picking one out of the phone book. Thanks!

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I was recently in an auto accident where I sustained serious injuries and my car was totalled. The other party is 100% at fault and has admitted that, and their insurance company is offering to pay the max amount of their policy on bodily injury (they have minimum coverage, so their policy in GA is 25K for bodily injury and 25K for property damage). The 25K they have offered as the policy limit for medical does not come close to paying my bills. Out of the 25K available towards property damage, they have paid 7K to my insurance company for totalling my car (my insurance company paid me the 7K while we dealt with establishing fault) and they paid me 00 towards the items in my car that were destroyed as a result of the accident. Is there any way to get them to pay me the difference between the 25K available towards property damage and the 00 they have paid out, as that money would make a huge difference towards the medical bills I am going to be out of pocket on.
I tried filing underinsured motorists with my insurance company - apparently you can’t do that in Georgia. I do have uninsured motorists, but they have stated that I can only use it if hit by someone without insurance, if they don’t have enough I’m out of luck. I went through multiple layers of management at my insurance company trying to get them to cover me but they pretty much said no.
I have the maximum coverage possible in GA - underinsured motorist is not even an option on the policy or I would have already had it. (Ironic isn’t it that a maximum coverage person is hit by a minimum coverage person). The release I would have to sign to take the 25K states that I release both the other insurance company and the driver from any future litigation, etc. - I assume that means I can’t sue them personally (though from what I’ve been able to learn about them they have nothing to go after). I am curious as to if this means criminal charges cannot be pursued - this was initially a hit and run accident and I believe the police are going to charge the driver with running. Even though they were found and owned up to what they did I don’t want my taking the 25K to release them from that legal liability as well.
There is a separate, ongoing criminal investigation going on related to this accident due to it being a hit and run - the other driver thought I was dead and ran. That is separate from the insurance issue.

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I was hit in the three months ago by a sixteen year-old who ran a red arrow turn light. She was cited and I was not. I did not think I was hurt at the accident, but realized that I had shoulder and neck pain later that night. I went to the urgent care through my doctor who gave me vicodin and a muscle relaxer, and then I went back in two weeks due to continuing pain. I was sent to a physical therapist, which I went to twice a week for the past few months, and once a week the last two weeks. My PT has given me stretching exercises to do at home but has said I am done with the treatment.

Her insurance has accepted liability and already paid for my car to be fixed (just under ,000) and for a rental car. They knew I was seeking treatment for the accident, and I am getting ready to send a letter asking them to request all my medical bills and records so they can offer a settlement. How much do you think my claim is worth?

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