So heres the situation: I was in a car accident over two weeks ago. I was going to turn left when a car smashed into me, running a red light. They were totally at fault, I have witnesses. My car is drivable, but I havent been driving it to work since the bumper is off, the headlight is busted, and just basically smashed up. Anyways, I contacted their insurance company (American Access Casualty Company) which from what I’ve read is one of the worst insurance companies who will drag their feet and take forever getting back to you. They finally sent an adjuster out last week, said they’d contact me in 48 hours, and never did. I finally had to call them and leave harrasing voicemails, and they finally returned my call, saying my car is considered totalled, and the reason they havent pursued it further is because they’re waiting on a police report and they cant get ahold of the people who hit me. Im pretty sure this is just bs, as many people have told me insurance companies will say and do anything to prolong paying you. This is my first wreck, so Im not sure what to do here. I already called and made an appointment with a car accident lawyer. Im just wondering how long it should take with the help of a lawyer to get my money for my car, pain and suffering, and time without a car. Im starting school in less than 2 weeks, and have to have a way to get around. Thanks!
i had a big bruise under my chin from where the airbag deployed, but no medical bills, since i didnt go to a doctor. but i had to miss work the day after it happened because of headaches and sore bruise, so that should count for something, plus all this time ive been without a car, in my state (arkansas) they have to pay you for the time you didnt have your car. it was 100% not my fault, i did stop before going to turn, they literally came out of nowhere. i have 2 witnesses, so if anyone tries to say i am at fault at all, i have 2 peoples names and numbers who will say different.

Ok, long story short I was hit head on by a drunk driver, he died on the scene. My car was totaled, I had 2 broken bones and had surgery on 2 disks in my back, upper and lower. My medical bills are 0,000 and my attorney is about to send off the demand letter to the insurance company. Their policy is 0,000. My attorney has said he is asking for the whole policy but what is a real figure I might get?

Not trying to get rich but i have small kids and I need to think about the future. I am 32.

They offered ,000 when my bills were about ,000, but I elected to have surgery because I was still in pain. The doctors had recommended surgery all along but I was afraid.

Thanks all, I really appreciate it.
Sorry, they offered ,000 before the surgeries. Not 50. That was a typo.

Ok, long story short I was hit head on by a drunk driver, he died on the scene. My car was totaled, I had 2 broken bones and had surgery on 2 disks in my back, upper and lower. My medical bills are 0,000 and my attorney is about to send off the letter to the insurance company. Their policy is 0,000. My attorney has said he is asking for the whole policy but what is a real figure I might get?

Not trying to get rich but i have small kids and I need to think about the future. I am 32.
Oh I should add that before my surgery they offered me ,000 and at that time my medical bills were ,000. But I was still in pain and decided to get the surgeries. The doctor had recommended them all along but I was kinda afraid.

About a week ago ,I got into the dumbest accident. We were both in the right most lane to turn right on the red light. It was dark and she was about to turn but hesitated and stopped at the curviture point of the turn. I thought she went, and the road was pretty clear of the traffic since it was midnight. She was about 5 to 6 ft away from me. I hit my accelerator and hit her. I was ultimately shocked. She set there for the longest crying. The EMT and fire trucks came out. I hit her at about 12-15 mph . My bumper had paint damage and popped out a little bit. Her back bumper had paint damage and her back light was broken due to the impact. She claims that she has hit her head on the steering wheel, which in my mind could only happen if she wasn’t wearing a seat belt. The trooper gave me a ticket, which I do deserve. She chose not to go to the hospital, but mentioned that she would be going to a doctor to get checked out. She also claimed that she had injuries from a previous accident that did not heel completely, which is understandable. She claimed that when she hit the steering wheel , her neck bounced back really fast and that she had headaches. My biggest fear is that she will attempt to sue me for injuries, lost wages, medical bills, and loss of happiness. I do have the insurance, but the process is going to take forever since the traffic report does not come for 10 days. Any ideas on this matter?

I was in an accident in which I was rear ended. I saw a lawyer and after the case the lawyer promised that my medical bills were taken care of. A few weeks after the settlement I start receiving medical bills from the diagnostic imaging services. I contacted the lawyer and I was told that they mailed the bill collectors a check for less than what is owed and if they were to cash it ( which they did) then they are accepting it as payment for total debt, but they still keep billing me. What can I do?

Thank you

My wife was injured over a year ago by a drunk driver. The Insurance company has been slow to pay medical bills and now wants to settle for little more. I regret having to go to an attorney, but I think she deserves more. Question: How can you find a reliable attorney that will give you an honest assessment of damages and pursue the case for us? Is there a list or something. I know nothing about lawyers or the law so it will be a learning experience.

My son was involved in a single vehicle motor vehicle accident and he was treated and released from our local hospital. The insurance adjustor called a couple of days ago and she is sending us some paperwork to fill out on the PIP-personal injury protection. I realize this does cover medical bills and lost wages, but does it cover any lost items such as tools or his tool box? Any help will be appreciated.

My dad was rear ended and now has permanent injuries. Should he contact an attorney and sue. He has soft tissue damage in his back and neck. The insurance company has not offered any money for pain and suffering. They are just paying his medical bills.
The accident happened in KS.
He has been diagnosed with perm. injuries, but will continue treatment.
Since KS is a no fault state our insurance companies pays the bills. The doctor has sent him to go have a MRI done. Also if they do offer them what is the usually and customary amount?

I recently got into an accident (3 days ago). I got into an accident a few years ago (almost exactly 4 years ago).. got a lawyer, and it finally settled last year, but I still don’t really know how everything works and don’t even remember the steps I took last time. I think I waited to get my lawyer after the other company tried to settle with me (for thousands less than I ended up with.. they were only willing to give me 0 total for myself and my daughter, and I settled for ,000 minus lawyer fees & medical bills). Anyway, this is all really inconvenient because I’m moving across the country in 2 weeks. Because of the accident I was in 4 years ago, I still and probably always will have pain in my upper back & shoulder area. I started getting massages again about a month ago because I stopped getting adjustments due to the fact that I can’t afford them now that I pay for them out of pocket. I had med. insurance with my employer, but until my 0 deductible was hit, I had to pay per adjustment until it was hit, and times are rough so I just wasn’t able to afford it. Now I’m unemployed, but have standard Tri-Care under my husband, but Tri-Care doesn’t cover chiropractic care, so either way, I would be paying out of my pocket. I’m already having pain (since the day after the accident) in my back and a little more. I’m going for a follow-up this week, as well as my daughter’s (she was involved, but luckily NOT hurt!). Since we’re moving out of state, will the other insurance company cover physical therapy there? And how will they be able to contact me about settling since I’m across the country? Should I get a lawyer now, before they even give me an offer, because I know if I need to get one I’ll have to fly back out here to do it because I can only get a lawyer in this state since the accident occurred here. Just wondering when/if I should do it.
I stopped getting my adjustments last Dec. but even then, years after the accident, my chiropractor advised me to come in at least once every two weeks.

auto accident with injuries. Colorado Casualty being difficult to deal with in paying medical bills incurred.

i am confused on this i got a paper today from my lawyer note: back in june 4th 2010 i was in a car accident i have a slip disc on my neck and back problems now i am going through goldstien for my attorney i got this letter and it says this please be advices that we received 7 additional checks from state farm that total 9,015.73 these checks represent the medical payments portion of the auto policy enclosed is a power of a attoreny form which will allow us to sign these checks on your behalf please sign and date Power of attorney in front of a witness , then on the bottom says We will distribute the checks as listed below

Current Recovery ,015.73

Amount held in escrow towards expenses,
medical bills,and attorney fees untill final settlement of case (,015.73)

Balance payable to client .000.00

Please return the signed power of att. form to the office in the enclosed self addressed stamped envelope Please be adviced the enclosed funs are not to be considered a total settlement of your claim

i am just wondering if the thousand is what i will only receive i been through so many pain drs chiropractor and such and have 2 major injuries what is this i have no clue i am confused on this statement

My mom got rear-ended and her arm hurts terribly. The other party’s insurance knows that there was injury involved. What steps should we take from here on out? Do we need to get a lawyer? Will they cover all the medical bills? How does that work?

on 10/26/2005, i involved in a serious auto accident where i had head injuries, back injuries, arm injury, and emotional distress. the medical bills were close to 15k. I still havent recovered all the way so I am still going to the doctors once a month. i was stopped at a red light when a car lost controll and hit my car totaling it instantly. the driver of that car had full coverage insurance and so did i. i have already hired a lawyer who will represent me. around july 2007, the lady’s insurance company, allstate, offered me ,000 but i refused to sign the release form and now we are going on trial. i was just wondering how much money i will get from this because it will take about another two years. i mean the accident happened in 2005 and it looks like i wont get the money until 2010 or 2011.

I was in a car accident a while back in Denver, Colorado. I’m still going through the whole process with my lawyer and what not. From the car accident ( not at fault) my injuries were all deep tissue (neck, shoulders, and back). I’ve gotten better after eight weeks of therapy. I only lost a day and a half of working hours, because I quit the day after for personal reasons. My medical bills are at ,500.

My boyfriend (Brad) was skiing and he got a compound fracture in his arm. How can we care for it if we can’t afford medical bills? How do we take care of it at home?