I have dislocated more than once, but i have never been able to go to the doctor because i cant affford medical insurance.

I live in a fault-based, or “tort liability" state. I have all the usual auto insurance, including 00 per person medical payments and 000 bodily injury liability.

If a passenger in my vehicle is injured in an accident that is my fault, and that passenger does not have health/medical insurance, and the hospital bill for that passenger’s injuries exceed ,000,- then I presume that passenger would want to sue me to recover the difference between their actual medical costs and the 00 my insurance paid.

What kind of insurance would cover me if I were sued under these circumstances? Should the bodily injury liability insurance kick-in? My agent says no,– that is for passengers in other cars, not in my car.

But it seems to me I should have some kind of insurance to cover this scenario. I mean after all, if that’s the case, I should never carry a passenger unless I first verify they have adequate medical coverage in case of an accident?
As a follow up to my question- in this case the passenger is a family member, but not a family member that lives in my house. Should that make a difference?

I was a passenger in a limo and we got into a bad crash, my bills are huge. It turns out the company doesn’t have insurance (it is illegal) and my lawyer wants me to sue my own insurance instead of suing the owners of the company personally and putting a lean against their property. What should I do?
*To clarify, they want me to sure my own car insurance.*

I have wonderful medical insurance and they have covered a great deal but there is a lot that is remaining and that I lost personally (wages, etc). I personally think that the lawyer is in it for themselves (ie suing my car insurance will give them the money a lot faster). But I am certainly no legal professional

Why doesn’t your own health insurance pay for your injuries in an accident involving someone with no insurance. I can’t understant why the need for uninsured coverage if you have medical insurance, which should pay for your injuries, if someone else causes your injuries.

And my medical payments is not enough to cover and I do not have medical insurance? Because I am at fault, bodily injury doesn’t apply to me right? Do I just have to pay for medical fees out of pocket?

Medical bills didn’t exceed 0! I have really good medical coverage from my company and they have covered everything from the accident. I will be receiving a settlement check and was just wondering if I need to payback my medical insurance in the state of California……..

i am going to buy an auto insurance and people told me that it is not that much important to have Uninsured Motorist Bodily Injury coverage since i have a medical insurance. is there any one that have an idea thank you

My doctor billed my medical insurance for services rendered to me due to a personal injury. I now have a balance due for co pay and deductibles. Can this be included with my settlement? Is it against the law?

My wife messed up her back, we believe its some sort of inflamation related to a possible ruptured disc or something of that nature, the pain is very severe at the moment. she saw a chiropractor and he is reccomending adjustments , but since they cannot write prescriptions, who should we see next for not only a prescription but a 2nd opinion…. I would go thought the normal channels that most people go thru but I dont have medical insurance and dont really want to pay for each shuffle to "someone that knows more about this stuff" …. I understand that an MRI will give a good picture of what is wrong but those are very expensive.

So what kind of doctor should we seek that can give a good diagnosis / second opinion, as well as prescribe Anti-Inflamitorys and give tips for recovery.

I was in an auto accident a little more than 2 years ago(not at fault). I was taken in the ambulance, and after an MRI was diagnosed with a herniated disc on my L5-S1. I have been in constant pain since the date of the accident and have received just about every type of treatment there is. I have done physical therapy, chiropractor, acupuncture, 2 different sets of injections in to the disc, and spinal rehabilitation. Nothing has worked. My lawyer is suing my insurance under my underinsured motorist for 300,000. And he is also suing the other driver’s insurance for 100,000. How much do you think I can expect?
I was 18 years old at the time, and never had back problems… until then.
I know my medical bills arent going to be too much, because I did have medical insurance with my auto policy for 15,000 which i exhausted. I was also recieving disability checks (I havent been able to work since the day of the accident)from my insurance which also exhausted out at 15,000.

Have scoliosis, My back is hurting bad. Old doctor prescribed quite a few pain medications and darvocets to be the latest and they don’t work. Now i got a new doctor and i was wondering if i tell him what my last doctor prescribed me and that they didn’t work, will he prescribe something else? And what might it be?
Had to change doctors because i lost my medical insurance and now having to go to a regular doctor to treat my pain.

I was recently in a rear end car accident where I was not at fault. I was taken via ambulance to the hospital and given x-rays and was diagnosed with having cervical strain and wiplash. I have no medical insurance (i’m only 21) and my neck is still bothering me. I had talked to a lawyer and he said that if I have him represent me then i can go to the chiopracter and they will pay for is until i settle with the other persons insurance company and add those bills in with my emergancy room bills. So if I don’t hire that lawyer i can’t go the chiopracter but if I do then I can. I know he said he would take 1/3 out of what I get but i’ve herd that you get more with a lawyer. Please help?
Also i was recomended by the doctor (when i went to the E.R.) to follow up with a chiropracter if my neck doesn’t get any better. Again I don’t have a family doctor and I have no money to pay out of pocket for a doctor until i get reimbursed from the insurance co.

I was a pedestrian hit by a car in NH do I file suit against the driver the owner of the car or their insurance the bills are around 100,000.00?

The insurance company is being slow and I have no medical insurance and need the monet for knee replacement.

A friend uses coldpack and hotpad alternately. Is this good for sciatica? I am doing exercises the doctor recommended. Can’t afford massages, treatments with acupuncture etc. (No Medical Insurance)