I was recently in an auto accident where I sustained serious injuries and my car was totalled. The other party is 100% at fault and has admitted that, and their insurance company is offering to pay the max amount of their policy on bodily injury (they have minimum coverage, so their policy in GA is 25K for bodily injury and 25K for property damage). The 25K they have offered as the policy limit for medical does not come close to paying my bills. Out of the 25K available towards property damage, they have paid 7K to my insurance company for totalling my car (my insurance company paid me the 7K while we dealt with establishing fault) and they paid me 00 towards the items in my car that were destroyed as a result of the accident. Is there any way to get them to pay me the difference between the 25K available towards property damage and the 00 they have paid out, as that money would make a huge difference towards the medical bills I am going to be out of pocket on.
I tried filing underinsured motorists with my insurance company - apparently you can’t do that in Georgia. I do have uninsured motorists, but they have stated that I can only use it if hit by someone without insurance, if they don’t have enough I’m out of luck. I went through multiple layers of management at my insurance company trying to get them to cover me but they pretty much said no.
I have the maximum coverage possible in GA - underinsured motorist is not even an option on the policy or I would have already had it. (Ironic isn’t it that a maximum coverage person is hit by a minimum coverage person). The release I would have to sign to take the 25K states that I release both the other insurance company and the driver from any future litigation, etc. - I assume that means I can’t sue them personally (though from what I’ve been able to learn about them they have nothing to go after). I am curious as to if this means criminal charges cannot be pursued - this was initially a hit and run accident and I believe the police are going to charge the driver with running. Even though they were found and owned up to what they did I don’t want my taking the 25K to release them from that legal liability as well.
There is a separate, ongoing criminal investigation going on related to this accident due to it being a hit and run - the other driver thought I was dead and ran. That is separate from the insurance issue.




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Thus far the guilty party’s insurance co. has been very easy to work with. They told me to take my car to the mechanic of my choice for repairs…no jumping through hoops. They made more than generous settlements to the other people in my car who received minor injuries in the accident. My only concern is that my injuries (whiplash and a torn shouler labrum) are lifetime injuries. I just had surgery last week to repair the tear…I’m in my 40’s so it’s a downhill slope for recovery. I’m not sure if I want to hire an attorney who will take 33% of the money due me, as well as charge me extra for every letter, every phone call, every minute that they "say" they are working on my case. Most people aren’t aware of these additional costs, but I’ve heard of situations where the attorney has walked with more than half of the settlement w/o even going to court! Any ideas/thoughts?




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I have been suffering from low back pain for the past 2.5 years now. Initially, it started as small pain but gradually increased to a high level. The pain was mostly on the left side.

In Dec 2006, I had an MRI taken which showed mild disc bulge at L4-5 on the right side and significant disc herniation at L5-S1 on the left side. The MRI also showed some disc dehydration at these two disc levels.

For the past 2.5 years though, the pain used to vanish by 95% when I used to sit down. The pain was continuous while walking and standing at one point.

But since 10 days, the pain has increased to such an extent that I am not even able to sit. The pain starts in the lower back, goes down the thigh and legs and sometimes a burning sensation in the legs. Also, the pain has started on the right side of the lower back which was not there earlier.

I had another MRI taken recently in Oct 2008 and the report was not much different from the earlier one. The only difference was that now the disc herniation at L4-5 and L5-S1 has become bilateral now ( on both left and right sides ).

I have been continuously undergoing physiotherapy for the past 2.5 years but there has not been a period where I was completely free from pain. I have also recently tried Ayurvedic therapy for 7 days continuously and there was no significant relief.

I have heard about this spinal decompression technique which might be helpful for such cases of lower back. This would be the last resort before surgery.

Can anyone tell me whether this really helps ? Are there any risks associated with it ? Also, is the treatment available in India ?

I am ready to spend time, effort and money if it really helps. I have one year of time to go before marriage and I want to get rid of the pain before that.

Sorry for having taken your time with a long history but thought to explain the problem in detail.

Looking forward to some quick replies.




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I am being medically discharged from the US Army and I have to go to Fort Houston to fight for more benefits for the injury that I suffered. Where can I find a lawyer that I can hire, a civilian one? Also, one that does not ask for money up front would be wonderful. Thank you.




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She’s only 7 but has had spinal arthritis for a couple of years. Her buddy (other dog) died last year and her dad (my best friend’s husband) died 7 months ago. This is my best friend’s baby. I just heard about this from her. vet will keep her overnight. Is there a possibility she may have to be put down. I can’t imagine…
Thanks for the response (human physician) and everyone else too. HER VET said that she will watch her today (dog is sedated) and if not at least a little better by tomorrow, she will refer her to a veterinary neurologist to discuss surgery. Good news is, owner (my best friend) has the money for any surgery she may need…thank goodness!




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I am being medically discharged from the US Army and I have to go to Fort Houston to fight for more benefits for the injury that I suffered. Where can I find a lawyer that I can hire, a civilian one? Also, one that does not ask for money up front would be wonderful. Thank you.




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My employer where I was injured a year and a half ago, is NOT obligated to hire me back, find me a position, or even pay me at the same rate I was receiving at the time of injury. Either my lawyer sucks, or everyone else I have been speaking to is wrong. If my lawyer is wrong, how do I find this out? Sadly, It seems to me that Workers Comp does not do much to protect the injured. I have to reapply at my former employer, submit a resume, go through the interview process and try to get hired all over again and possibly have to start at the beginning all over again with money per hour.
This is NY state and my lawyer said that NY laws state that they can hire and fire for any reason.




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i still have minimal pain. can’t drive,walk or stand for length of time. they are offering 30. i’m uncertain.
i had used this lawyer before for a neck injury. he got more money for me when they offered 25. how do i go about getting another lawyer; would present lawyer still get paid along with a new lawyer? Is coming out with 20 good? I do think its unfair. Also I have appt. with a doctor in oct. its more like a 4 hour test to see what i can and cannot do. is waiting to settle a bad idea? could they offer less then I’d have to accept?




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Good places to submit a lawyer website?




I need help! I created a website for a lawyer and need to know the best places to submit his site. He is a personal injury lawyer. I did the regular submissions in yahoo, msn and google and now looking for other places such as portals, legal directories or other legal websites. I’m really not looking to spend a lot of money if any. All recommendations would be appreciated.




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hi all
i had car accident 6 months ago and i went for 1 month to chiropractic for injury related problem due to accident.
accident was other person fault.
Hes insurance agreed to pay for everything.
i also got a lawyer who took my case.
now, 6 months later, collection company hired from my health insurance company contacted me saying that they also paid for my medical treatment (accident related)and they want money back.

i told them to call my lawyer.

Now if i understand my lawyer charged my health insurance and other insurance(from other person involved in accident).

is this possible?
if yes can i be in trouble for this (even if i didnt know anything about this!).
And why my health insurance contact us after 6 months when case is already closed?




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Car Accident Trial Lawyer Fee - Case?




I am from Seattle, WA. Although this is not my case, I will just pretend it is. I got into a 3 car accident. The first car is a Hummer, he suddenly stopped on the freeway which caused 2 cars to hit him from behind. The car in the middle and the last car (which is me, last car). From my point of view, I feel as if I did not cause the accident, I just could not stop in time but then again, there is a law isn’t there (?) that whoever hits another car from the back is always at fault (?).

Anyways, because people are so mean and greedy, the Hummer, which did not have a single dent while mines and the other car that is totaled in the front, we were not injured. Yet, the passenger in the Hummer is complaining about injuries and has file a law suit against us (the two cars that hitted the Hummer).

1. How much does it cost to hire an attorney for a car accident?
2. Whose fault is it?
3. Any advice for me in the trial?

I just hope the person in the Hummer is really injured for if I lose the case, at least the money is going to help heal him. If not, I hope there is God that will punish those who do bad things.




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Accident Injury Claim–lawyer or no?




A little background: My friend wrecked her car a little over a year ago with me in the passenger seat. I broke my foot in 4 places, spent 4 months on crutches and 3 in physical therapy. I had 4 screws put in my foot, which amounted to 2 surgeries. It still hurts to walk on and the doctors told me it will never be the same again. I am only 19 years old, so this has affected the rest of my life.

Now, it has come time to file the claim with my friend’s insurance company. My question is will I get more money if I file the claim on my own or if I hire a lawyer and possibly get more money, but let them take out a portion (about 1/4-1/3) of the settlement?




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DWI Court date in Texas???




I have my court date tomorrow in McLennan County Texas. I blew and I was over, I went to jail and my license has been suspended for about 6 weeks already. What do I need to expect in the morning, I do not have a lawyer already because I dont have the money. Has anyone been thru this and can help me be prepared?




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My lawyer isnt doing his job at all?




Is there anyway i can get my money back, this case has been going on for 7 months for my dwi and he doesnt answer or return my phone calls,he never shows up for court and my bailbond company cant even get ahold of him and now im going to jail. Anyway i can get my money back or a dismissal for misrepresentation




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my husband has been sitting in a texas jail since march 29 for a felony 5 warrant out of ohio from 7 years ago. as far as i know ohio hasnt even gotten back to them about coming to get him.at first they said that ohio had 3 days now they are saying 10 days to come and get him other than them bringing a paper for him to sign about whether he was going to fight it or not (he didnt sign it) nothing has been said. if they look at my husbands record since he left ohio he has not been in much trouble the only thing was a dwi 3 years ago how long is it going to be before we can get back to our lives. and is there a way for us to fix all this. Or do I have to pay a lawyer 2,000 dollars of money i dont have?
what about the 10 day thing how long can they actually hold him if ohio never responds
the warrant was for a felony 5 breaking and entering i dont know what that means but that is what it says when i talked to him last night he said that if ohio doesnt get him by 5 tomorrow or get an extension in that time hell be out after 5 tomorrow




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