So heres the situation: I was in a car accident over two weeks ago. I was going to turn left when a car smashed into me, running a red light. They were totally at fault, I have witnesses. My car is drivable, but I havent been driving it to work since the bumper is off, the headlight is busted, and just basically smashed up. Anyways, I contacted their insurance company (American Access Casualty Company) which from what I’ve read is one of the worst insurance companies who will drag their feet and take forever getting back to you. They finally sent an adjuster out last week, said they’d contact me in 48 hours, and never did. I finally had to call them and leave harrasing voicemails, and they finally returned my call, saying my car is considered totalled, and the reason they havent pursued it further is because they’re waiting on a police report and they cant get ahold of the people who hit me. Im pretty sure this is just bs, as many people have told me insurance companies will say and do anything to prolong paying you. This is my first wreck, so Im not sure what to do here. I already called and made an appointment with a car accident lawyer. Im just wondering how long it should take with the help of a lawyer to get my money for my car, pain and suffering, and time without a car. Im starting school in less than 2 weeks, and have to have a way to get around. Thanks!
i had a big bruise under my chin from where the airbag deployed, but no medical bills, since i didnt go to a doctor. but i had to miss work the day after it happened because of headaches and sore bruise, so that should count for something, plus all this time ive been without a car, in my state (arkansas) they have to pay you for the time you didnt have your car. it was 100% not my fault, i did stop before going to turn, they literally came out of nowhere. i have 2 witnesses, so if anyone tries to say i am at fault at all, i have 2 peoples names and numbers who will say different.




Accident details:
- My husband and I live in Illinois and we were in a car accident at 45mph
- The car and insurance were under my name
- He was the driver and caused the accident (I was in the passanger seat)
- the car was totalled
- my husband had minor injuries

My injuries
- lots of bruising (immediately apparent)
- i suffered a concussion (determined several days later at a follow up appointment)
- i have a broken foot (a 4mm break) (determined 2.5 months after the accident)

Broken Foot Details
- in the ER xrays were taken of my foot, but they did not see that my foot was broken.
- i walked on a broken foot for 2.5 months but being in so much pain (felt nausous from just sitting down) that i went in again.
- after that doctor’s visit (including more xrays), a poditrist visit and a CT scan, it was determined that my cuboid bone was broken (4mm).
- i had surgery to have a screw put into my foot.

Fall out from foot injury
- i have been unable to work on fixing up my investment property since the accident
- we have been unable to finish it to put it on the market.
- we are really behind mainly due to this accident and that they didnt see that my foot was broken for 2.5 months

Uninsured Motorist Insurance Details
- i had 5,000 in medical payment (which I thought were very low to what I thought I was paying for) which has been maxed out
- we were told that since i was the passenger I would be covered under the uninsured motorist coverage.
-> Can someone explain this to me?

Injury Claim details
- my insurance person said that since i did not cause the accident, i could make an injury claim
- i was told that i would get compensated for any time off relating to the accident covered along with pain and suffering
-> 1st…. does an injury claim mean i am suing my own car insurance?
-> 2nd….approximately what would my pain and suffering be based on all of this?




My dad was in an auto accident?

My dad was rear ended and now has permanent injuries. Should he contact an attorney and sue. He has soft tissue damage in his back and neck. The insurance company has not offered any money for pain and suffering. They are just paying his medical bills.
The accident happened in KS.
He has been diagnosed with perm. injuries, but will continue treatment.
Since KS is a no fault state our insurance companies pays the bills. The doctor has sent him to go have a MRI done. Also if they do offer them what is the usually and customary amount?




I was a passenger in the crash and suffered some mildish whiplash and ever since then I get headaches every single day. they dcotors can’t find a prognosis. so half this question is for amount of money I can get for pain and suffering and the other half are suggestions for me to figure out the prognosis or suggest any good related information.




Car Accident Injury & Do I need a Lawyer?




I was in a MVC on 12-19-07, I was hit on the passenger side rear, spun multiple times befor stopping. I suffered bruised ribs, hip, and a Lumbar strain. The Other driver had ran a red light when she hit me. She left the sceen, but returned later to recover her license plate. She told the Officers that she was asleep at the wheel, and didnt know what she hit, so she left. I went to the ER, and was released. Her insurance Company is covering the car repairs, a rental car, and my medical bills. I am a Paramedic, and my job requires that I am able to lift 300 lbs with my partner, I went back to work on 12-27-07, on my first call had a Pt. that was 250 lbs, and I had extream lumbar pain when lifting, went home, then to Dr. the following day, I am now on a 30 lbs lift restrick for 30 days. I am going to be out 00 in wages, if I am able to return to work after the 30 days. there Ins. wants to offer me 0 for pain and suffering, what should I do? What am I entitled?

Chris C.







I live in canda,I suffered back injury at a bar resort this was over 5 years ago can i still sue for pain and suffering..I was a bartender and was asked to move beer and other heavy boxes around ,I had suffered a great pain on boht my left and right side of bacdk in the muscle it seems my muscle was bleeding on the insides putting pressure on nerves







if a uninsured person get hit by insured person who hit and ran and there is pain and suffering with personal injury what is the average payout?




Car accident, should we consult a lawyer?




Should we consult an attorney about a car accident my husband was recently involved in to make sure we get the max amount we deserve? I’ll try and give you as much details about the accident as possible.

What happened: My husband was driving home from work when 2 cars came to a stop in front of him, he stopped about 1 1/2 car lengths behind them as they were waiting to turn left, about 3 seconds later a large SUV rear-ended him dead on pushing him into the van in front of him and totaling our car. He went to the ER right away but haven’t gotten the x-rays back yet. We won’t get the police report for a few more days still but it was DEFINITELY the woman’s fault. My husband is under DR’s orders to take off 1 week, and then light duty for 1 week (possibly longer after we find out the results of the x-rays), he is feeling anxious because of missing work and we have no savings so we’re stressed about bills, we have a 5 month old and he cannot help me at home, and is afraid to drive now.
Oh yes and my husband drives for a living so him being afraid of getting into another accident is taking a toll on his work performance capacity.

Mainly we want the woman (or her insurance company) to pay: the remainder of our loan, my husband’s present and future medical bills regarding these injuries, lost wages, loss of ability to provide household serivces, loss of use of property (ie the car), pain and suffering (for his physical pain, mental suffering, and emotional distress), a rental car that is comparable to our totaled car until this is settled.

Also we know that the woman has insurance and it is up to date as we have already contacted her insurance as well as ours about this accident.

So do I have a case, should we get a lawyer?
our insurance co offered us about 14k for the car, but we owe about 16k on our loan as we’ve not had this car not even 2 months. When we purchased the car we didn’t get GAP so there is around 2k that will be left on the loan if we accept this.
he was at a dead stop and the woman was going 55mph when she hit him, that is why he was pushed so far. The police officer walked the skid marks from our car and he was pushed 10 feet (I guess that’s about 1 1/2 cars length right?)
this is what the car looks like now,

http://s223.photobucket.com/albums/dd204/astolateinfanite/car%20accident/

and yes I am telling 100% of the truth, I feel bad for the women who hit him as she seemed very upset but we are newly married with a young baby and had worked hard for our car and life only to have it jeopardized by this womans negligence!







My sister fell while visiting my brother in a primarily cancer hospital. She fell over a wheel chair left in the hallway and broke her glasses and got a nasty cut on her head and cuts to her face with imbedded glass from the sprawl.
When she asked for help from the nearest nurses station, the head nurse said, ‘well whiplash I suppose’.
And then proceeded to tell her that they were not equipped to handle
those kinds of accidents because they were a cancer hospital.
She did give her a bandaid, which did not stop the bleeding. When she
complained, they sent her to a patient advocate who works for the hospital.
Because of the fall, she will need new glasses for which the advocate said the hospital will re-imburse her. Then they did finally patch her face and head wound up and took exrays and found no broken bones.
But my sister is 61 years old and will no doubt have residual problems from such a nasty fall.
She doesn’t want to file for millions of dollars like some would do through a lawyer.
But she would settle for something for her pain and suffering and any further treatment she may need as a result of the fall.
Can anyone advise…….




lost personal injury case and now got to pay?




my auto insurance liability was 100000 and the driver sued me for pain and suffering for 85000 and won. can i transfer all assets to family members and file bk to avoid payments. if wages are garnished can i quit and get under table jobs. how long will this judgment be against me.




Legal Question – Person Injury Lawyer?




Silly question, but figured I would ask. I was involved in a pretty serious car accident. And was offered a settlement from the other party’s insurance company. I agreed. I was working out all the details with my lawyer and figured out he will take 33% of the entire settlement amount, which equates to over K. I was under the impression that he would get 33% of pain and suffering. He was recommended to me, and was not responsive most of the time, did not give me accurate information, I collected most of the medical bills for him and provided him with spreadsheets of all cost. My question is could I terminate the agreement? I assume not, because I am so late in the game. Or could I negotiate a lower rate, or it is too late for this as well. It kills me to give him that much money for such little work…







My lawyer is charging 25% of what I get in my settlement and I am getting 90% of all costs covered by person at faults insurance. Can I get pain and suffering and can I make them pay atleast some of mylawyer fees as if not I am upside down regardless……







The same politicians who promote increased government control of health care in the US are against placing caps on malpractice awards for pain and suffering as a possible cure for escalating costs. Once we have Government controlled health care can we sue government doctors? If not, can we try the caps first before politicians micromanage our doctor visits? How does it work in other socialist nations?







I got into a car accident a few months ago, the other person is at fault, his insurance is Geico and I already got the medical treatments; my medical bills came out to be 00 (out of my own pocket). The car damage came out to be 00 which Geico paid. But Geico only offers 0 settlement for medical treatments, pain & suffering, which I DID NOT settle. I’m gonna go file through small claim court in Alameda County, any suggestion on how much my pain and suffering should be? Thx guys!
My whole treatment lasted about two months, the impact was not very serious but he bump into my from the back, so I suffer neck and lower back pain. We were driving about 30 mph so the impact was pretty big to my neck and back. Geico should at least cover for my medical expense, 0 was not even 1/3 of my med exp. I’m planning to ask for 00 for both med. exp + pain & suffering. I dont’ think they could hire an attonery for small claim court, it’s an informal hearing.







Some estimates are that malpractice costs are between 5-9% of the entire costs of health care, though these numbers have been questioned by the Congressional Budget Office. There has been some political movements to control these costs by implementing tort reform that would limit malpractice "pain and suffering" to 0,000. Would you support such and effort?