Question Details: i had an acccident about a year and half ago and i was a passenger. i have no health insurance and have been footing all medical bills thus far. i am writing a demand letter right now but am wondering how much should be my compensation request.
here’s a brief summary. the other driver is at complete fault. i have all soap notes from doctors,bills and reports. we were hit head on while on our way to my root canal surgery, i was having my permanent put in. i had to go in 2 weeks later wearing a cervical collar. i have choronditis, back sprains and horrible knee contusions still left on my foot. my doctor has recommended physical therapy for up to 3 months but i can’t afford to go anymore thus why i am trying to settle.
total medical bills is about 12,000 not including other misc like pills.
i just don’t want to ask too high or be taken for a fool,so please help. thanks.
also the insurance company has never made an offer they said it was a hard hit. both cars in
honey luv. thx. yes i have police reports, soap notes from doctors, medical reports, er report, all bills, xray files and copies. it is other driver’s fault b/c of failure to yield. this was a head on accident and occurred early morning. would i be reimbursed for out of pocket expenses and should i include that in my medical expenses or not?
is it too late for pain and suffering? i had someone tell me it was.

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Hi there, I am about to tell you the whole store. So brace yourself.
About 2 1/2 months ago my Husband was involved in a car accident.

1. He was going though an intersection with a green light, when from the other side someone came at about 70 mph and ran a red light and rammed into the passenger side of our car. Keep in mind this is in an area where the posted speed limit is 40.

2. We don’t believe there were any witnesses. But to be honest with you the Cops seemed very bious. And were super nice to them, and didn’t seem to believe us. It was a very weird situation.
Those people are lying and saying that they had the green light.

3. Those people were going so fast, that their luxury large SUV actually flipped upside down.

4. They were all dressed up as if they were going clubbin, I think they were drunk. However the cops did not give them a sobriety test or anything.

5. This accident took place in Los Angeles, which means police reports can take forever. The report has yet to come in.
We gave our statement to our insurance company, however they can not make a decision because they don’t have the police report. Which I think won’t help us anyway, since they were total jerks, and there was no witnesses.

6. The other party has gotten a lawyer and will not give my insurance company a statement. Basically they are not talking, and are already filing soft tissue damage.
Their car was totaled as-well.

7. I am deeply concerned, because my full coverage was totally BS! We only have 5,000 liability property coverage. So if this God Forbid, ends up being blamed on us, we would have to fork out the rest of the $ . Keep in mind they have a luxury new large suv.

8. My question is, should I get a lawyer?
Do you think any of them will take our case?
You see we are no those kinda people to fork up bogus medical bills to pretend like we are sick.
So I don’t know if our case is even valuable to a lawyer.

Your advices would really help us.
Please pray for us, as these people we got in an accident with seem very ruthless. I’ll tell you, the guy actually left his wife hanging upside down in the car! It seemed like he didn’t even care about her.
Please tell me what I should do.

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Got into a car accident 7 months ago. guy with an ford F-250 (big truck) ran red light and totaled my 4cylinder camry. I had no insurance, stupid i know, but the fact is , it was not my fault!
A- police report said it was a NO FAULT.
B- cop at scene denied me a witness.
C- got a notarized written statement from the witness.
D- State Farm denied my witness as well!
E- months later State Farm sends me a 3.000 check. HALF of my totaled car’s damages
F- now a letter saying i must pay 6,300 in 30 days or i’ll be sued, suspened licesne and ruin credit!
!!! My car is still in my garage and everyone that’s seen it says you can tell that i got t-boned real hard and that it should be obvious that I GOT HIT!!!

Please any advice helps! what kind of lawyer do i need to seek? why would state farm send me money only to ask for money 4 months later? it doesn’t make sense.
my story is not all over the place and not full of holes, it is what it is. you say state farm wouldn’t pay me 3g’s then ask for more than double that back? well they did! i have the letter right here! i don’t get it either, which is WHY i am asking for advice genuises! they are now claiming it was my fault! but police reports say no fault! if you saw my car it’s obvious he was going fast enough to total. p.s. my car is still a mess in my garage! isn’t there a science that can prove this stuff? any other questions, just ask…i need genuine help, not snooty comments! what don’t you get?
thanx so much guys for your input.
yes i do have insurance now. the reason i’m gonna fight this so hard is because it really wasn’t my fault.
imagine this: you’re at a red light, waiting, you scan the radio in the meantime. THE CAR BEHIND YOU HONKS, you look up, the light is GREEN! i go to make my right turn. BAM! i get t-boned! btw, my witness is the lady that was behind me and honked! how in any way is this my fault? good thing is, i just found out that traffic light had a camera on it, so we might have footage. no one was hurt. only the guys grill got messed up, i took a picture! how is an old, rusty grill worth 6,300? yes i’ve learned my lesson, but i don’t feel i should have to pay a penny if i was in no way at fault! thanx again everyone!

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