Doctors premiums rates are going sky-high for malpractice insurance. Some say it is due to the increase in frivilous lawsuits and others that the insurers invested poorly. Some doctors are working without insuracne and other are longer performing the high-risk surguries that may save your life. Think of youself as the patient – what should be done?

But my policy doesn’t cover what they’re asking for. Will my policy pay what they can and leave me with the difference? Or will I continue paying the sky-rocketed price AND the full amount that they want from me (if they win)? I’m afraid that they’re blwoing this out of proportion and are unfairly milking me for what I’m worth. I’m a student and my tuition is equal to what they want. I’ve never been sued before and I feel like such a bad person, will this go on my record? Can these people really milk me for every penny? Will a judge be able to determine what’s fair? Help!