What are good coverage amounts for Bodily Injury, Property Damage, Medical Payments, Uninsured Motorist and Under-insured Motorist for auto insurance? I just want to make sure i have enough coverage for my insurance.

The story is far too long and too frustrating to spell out, but I’d like to change my auto injury attorney. We’ve already gone through deposition but because of his misstep, we have to wait another six months before we can get on the court calendar. All of the evidence for my case(surgeon’s narratives, police report, guilty party’s stipulation of negligence, etc) has already been submitted to the State Court in Atlanta. Clearly, we are ready to go to trial but cannot at this point. We are so tired of the lies this guy has been feeding us. His failure to serve one of the defendants until June when the case was two years old(which offers them another six months for discovery) is just the last straw for us. We’re speaking to a couple of new attorneys today but I’d like to know ahead of time what to expect. Can the new attorney pick up where the other left off at or will we need to begin again? Will this move set us back even further? Our attorney has a past working relationship with the defendant’s attorney…they seemed to be big buddies at the deposition which bothered me. Seems like a conflict of interest. What are the chances he will divulge personal information with her upon termination?
Michr- I’m not sure as to ‘why’ we are doing this either. My husband and I do not claim to be ‘schooled’ in the field of law, but with the guilty party’s insurance carrier already giving us the stipulation of negligence (which I have a copy of), I figured we would be settling out of court anyway. Isn’t it the same thing as saying "We accept blame"? I think the sticking point was how they continued to drag out making an offer. The wreck happened on May 09. The primary insurance carrier was served within a few months; my uninsured motorist was also supposed to be added…this is the company my lawyer ‘accidentally’ forgot to serve til this past June. His mistake just costs us one of two things: 1.) We wait six months to get on the court calendar which could take a couple more months, or 2.) Release the suit against our UM policy and lose ,000. I don’t even know how he was able to serve them suit papers considering the fact he went over the two year limit. Maybe there’s a loophole…Id

Hello friends,

Could you please analyze my current auto coverage, and advise if a specific coverage need to increase, or decrease or no value of keeping. I drive cautiously and never exceeding 60mph on any highway. For the past 10 years of my driving record, I have never had a speeding ticket, nor car accident. I am just trying to save $$ on my auto coverage.

Currently I have:
Bodily Injury Liability: ,000/0,000
Property Damage Liability: ,000
Basic Personal Injury Protection: 0 Deductibe
Residual Medical Payments: ,000
Supplementary Uninsured Motorist: ,000/0,000
Emergency Road Service Covered

Thank you so much!
Brian

i sent my insurance company a demand letter for my personal injury from an auto accident with an uninsured motorist that wasnt my fault. i gave them permission to obtain all medical reports and have sent them all the bills i have received so far. i sent them a demand and i was wondering how long i had to wait for them to respond. any info will help thanks!

Doesn’t collision coverage insure you if you are hit by an uninsured motorist? I don’t need any injury insurance because I have health insurance. I am just wondering about the other uninsured coverages.

What about uninsured motorist? (I’ve got good health coverage too)
The question is not about liability insurance. It is about comprehensive and collision!

Wouldn’t collision insurance cover me if I was hit by an uninsured motorist?

I’m looking to find out what dollar amounts I guess for body injury property damage comprehensive collision, and uninsured motorist is the least you can have but still have it constitute full coverage. Any help would be greatly appreciated.

i am going to buy an auto insurance and people told me that it is not that much important to have Uninsured Motorist Bodily Injury coverage since i have a medical insurance. is there any one that have an idea thank you

For auto insurance in CA, do I have to have "Uninsured Motorist Bodily Injury" coverage? Is this one important? Thank you!

1: What is the type of insurance that covers bodily injury and property damage to others?
liability
uninsured motorist
comprehensive
collision

2: What is the type of insurance that covers you when you are injured by a hit and run driver?
liability
uninsured motorist
comprehensive
collision

3: Insurance is based on the concept of ________ and __________
profit and loss
risk and loss
risk and return
profit and cars

4: Which type of insurance is usually required if you finance your car purchase?
Medical Payment Insurance
Towing Insurance
Rental Insurance
Collision and Comprehensive Insurance

5: Which of the following is not a way that a teenager can save money on insurance?
Getting on his or her parents’ policy
Getting good grades
Driving penalties
Driver experience

6: Accidents that must be reported are ?
those that caused minor damage or harm
those that have been fatal
all accidents.