What is my auto accident injury claim worth?
I was hit in the three months ago by a sixteen year-old who ran a red arrow turn light. She was cited and I was not. I did not think I was hurt at the accident, but realized that I had shoulder and neck pain later that night. I went to the urgent care through my doctor who gave me vicodin and a muscle relaxer, and then I went back in two weeks due to continuing pain. I was sent to a physical therapist, which I went to twice a week for the past few months, and once a week the last two weeks. My PT has given me stretching exercises to do at home but has said I am done with the treatment.
Her insurance has accepted liability and already paid for my car to be fixed (just under ,000) and for a rental car. They knew I was seeking treatment for the accident, and I am getting ready to send a letter asking them to request all my medical bills and records so they can offer a settlement. How much do you think my claim is worth?
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Filed under: New York Herniated Disc Lawyer
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I work for Progressive - - Without seeing all the documents, I can’t give an exact figure, but I would estimate your claim is worth anywhere from $8,000 - 12,000 USD
That 16 year old could have killed somebody. Shame they didn’t take her license away.
Unfortunately, because you did not express an injury at the time of the accident, you may not get as much as you want. Unless you will have lingering damage or have taken time off work due to the injury, just ask for your medical bills and missed work money to be covered and maybe only a few extra grand for emotional harm and inconvenience this injury has cost you.
Agh! You need a freakin lawyer NOW.
I messed up and didn’t get a lawyer and I got ripped a new hole when it was over.
They talked all this talk and they [insurance] sent me this bill saying they were only paying x, which was lower than the car value and didn’t include any treatment.
You really need a lawyer. I got one after some time and got enough to cover everything and a cheap dinner, and a lifetime of BS small back twinges.
Just a serious word to anyone reading this: Don’t be tough, don’t wait. Crap happens, get checked [by a hospital] IMMEDIATELY and get a lawyer.
Just remember that those bills will come in your name. You will have to make the insurance company pay for all the medical. Sometimes it gets to deep to handle and then you have to seek medical advise. I would go talk to a attorney. Just be picky about that too. I think it is worth a little penny, but probably nothing too much if you have fully recovered and your therapy is over. Now you are recovered 100 % which they will lean on. Best of luck with this one dear.
The answer is not how much is my claim worth but should I really contact them without consulting a lawyer. Some people think negative thoughts when it comes to lawyer and sometimes rightly so, but phone around and ask for a free initial consultation. They are the only ones that may be able to give you a good idea about how much to settle for or even when you should settle.